Car Insurance Cancelled from Suspended License

Q: I NEED TO KNOW WHY GEICO CANCELLED MY POLICY WITHOUT NOTIFYING ME. THEY TOLD ME IT WAS BECAUSE THE NEEDED A VALID DRIVERS LICENSE FROM THE DMV WHEN I CANT REMOVE MY SUSPENSION UNTIL I SHOW MY THEM MY SR-22 FROM MY INSURANCE PLACE. I’M STUCK IN THE MIDDLE UNABLE TO DO ANYTHING AND NOT TO MENTION I CANT DRIVE TO WORK EITHER.

A: Well first, car insurance companies won’t insure someone that has a suspended license. This is why you were cancelled without notice. If you would have told them you had a suspended license at the beginning they most likely would not have even offered you a car insurance policy in the first place, which means you probably lied on your application.

Second, it’s your own fault that your license was suspended and you shouldn’t have done whatever you did to get it suspended in the first place. A suspension is a big deal and it means you did something bad enough that they want you to stop driving for a while. Taking the bus to work for a bit may help you think twice about your actions once you do start driving again.

Third, contact an insurance agent. You are most likely only going to get insurance in the high-risk, involuntary market and you are going to need a car insurance agents help in getting your insurance in place at this point.