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2012 Mercedes S83 AMG Insurnace Analysis

Written by Todd Clay. Posted in Research Last Updated: 10/01/2012

The 2012 Mercedes S63 AMG is an impressive vehicle with an insurance premium that makes an even longer lasting impression.

2012 Mercedes S63 AMG

The 2012 Mercedes S63 AMG insurance is as expensive as it looks.

Starting at $139,000, the 2012 Mercedes S63 AMG is an impressive luxury sedan. Some of the features that come standard on it, like the ceiling airbags and split video screens in the dashboard, are things that most people don’t even know exist.

These interesting features and high price of the 2012 Mercedes S63 AMG do make for higher insurance rates though.

Price for the 2012 Mercedes S63 AMG

As state above, a new 2012 Mercedes S63 AMG starts at $139,000. This doesn’t include the other bells and whistles that you can add to it, like the blind spot sensor. A used 2012 Mercedes S63 AMG, starts at $70,000.

IIHS Safety Ratings for the 2012 Mercedes S63 AMG

There are actually no safety ratings for the Mercedes S63 AMG through the Insurance Institute for Highway Safety (IIHS). Safety ratings from the National Highway Transportation Safety Authority (NHTSA) are not available either.

However, even though there are no safety ratings available for this particular Mercedes, the company as a whole has a reputation for making safe vehicles. Also, after checking every other Mercedes that the IIHS has rated, all of them except for one (the R Class) was rated as “Top Safety Picks”. One would think that if their less expensive cars are “Top Safety Picks” that the more expensive models are as well.

Insurance for the 2012 Mercedes S63 AMG

Honestly, the insurance for this vehicle is going to be high. It doesn’t matter if it is the safest vehicle in the world, you have excellent credit and a spotless driving record; you are still going to pay a high insurance premium. The reason for the high insurance all goes straight to the worth of the vehicle.

Once you start getting into vehicles with a price tag like the 2012 Mercedes S63 AMG has, insurance companies are going to pay out so much more if the vehicle is ever damaged or totaled. Not to mention that a lot of these Mercedes need to be taken to a shop that specializes in working on a Mercedes-Benz vehicle; which means that they charge more for their services.

This is why it actually it was actually ranked as one of the top 15 most expensive vehicles to insure.

So, before you decide that the 2012 Mercedes S63 AMG is the car of your dreams, get quotes for insurance on it to make sure you can afford the premium, first.

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Todd Clay

Todd Clay is a former insurance agent with the largest insurance company in the United States. He earned his Bachelor’s from the University of Texas. He's worked in several fields but has specialized in insurance, financial-related information, and technology. He blogs at Car Insurance Guidebook. Connect with Tood on Google+

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