2013 Mazda CX-5 Insurance Analysis

The 2013 Mazda CX-5 is getting impressive reviews, but they may not translate into lower insurance premiums.

The 2013 Mazda CX-5 may be a little more expensive on insurance than you planned.

The 2013 Mazda CX-5 is one of the 2013 crossover models on the market already that is impressing a lot of people. The CX-5 looks very similar to the Toyota RAV4, but the CX-5 has higher safety ratings.

The 2013 model of the Mazda CX-5 is also impressive when it comes to gas mileage, as compared to other crossover SUVs. Mazda claims that the CX-5 gets 35 mpg on the highway; which actually puts it at the top of the fuel efficiency list for all crossovers; including hybrids. (mazdausa.com)

This increased gas mileage is thanks to the new SKYACTIVE engine Mazda has in the 2013 CX-5. This newly designed engine gives off less emission, increases mpg’s, and will save you money at the gas pump. But it may not save you money when it comes to your insurance.

IIHS 2013 Mazda CX-5 Safety Ratings

The 2013 Mazda CX-5 has been rated by the Insurance Institute for Highway Safety as a top safety pick for 2012. It passed all three major impact tests (front, side impact, and rollover) with a “good” rating from the IIHS. The “good” rating is the highest rating given by the Insurance Institute for Highway Safety.

2013 Mazda CX-5 Insurance Premiums

The 2013 Mazda CX-5 has not really been out long enough to get good trending insurance data on yet. However, with that said there are some things to take note of for this Mazda CX-5.

First, this vehicle was a top safety pick with the Insurance Institute for Highway Safety. This status holds pretty high with insurance companies, but only has an effect on certain coverages. With being a safe car, it means that you are less likely to be injured in a car accident. Your injuries are only covered under the medical payments and personal injury protection coverage. So most likely you will see a lower premium rate on these coverages.

Second, this is a brand new model and there are a lot of new systems on this car that are making their debut. With a new model and new systems, the replacement part market for these vehicles is limited to new parts. Because new parts cost the insurance companies more money than some of the used parts the get away with using, it affects your premium. Your comprehensive and collision coverage is where you will see the higher insurance premium, possibly higher than any of the other vehicles you drive.