Car Accident = Auto Insurance Rate Increase?

Q: How much does Ins go up if U was in a car accident?

A: Have no idea.

It may not go up at all. Then again, it may very well triple the auto insurance rates you are paying now.  Just like with your auto insurance rates, everyone’s policy will be affected differently by a car accident. On top of that, every car accident will affect your rates different. Not to mention, it also depends on which driver on your policy caused the accident.

A policy with no previous accidents and something like accident forgiveness won’t see an increase at all. A policy that has seen a number of accidents is going to see a substantial increase.

An accident with a deer is going to have much less impact on your car insurance than a car accident with another car that resulted in injuries.

A car accident caused by your 16-year-old son is going to create much more of an increase than if you were in a car accident.

There are so many variables when it comes to the impact that a particular car accident will have on auto insurance rates, no one will ever be able to tell you how much insurance will go up if you were in a car accident.