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Injuries From a Minor Car Accident?

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 10/28/2018

Q: I rear ended someone during stop-and-go commuting traffic. There was very little damage to both vehicles, but now the other person is claiming injuries, are they faking it?

A: There are times that people fake injuries after a minor car accident, but more often than not injuries, even in a minor accident, are valid. Our cars are built to protect us from major injuries and death, but there is little they can do about the sudden jolts our bodies get when our vehicles get hit. Even with everyone wearing a seat belt, the sudden jolting that happens in a minor car accident can lead to neck and back injuries. These soft tissue injuries can be very painful and can lead to physical therapy treatment for the person you hit.

So more likely than not, the person you hit did sustain some form of injury during your accident, even if the damage to your vehicles don’t look like there should be any after your minor car accident.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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