2013 Chevy Impala Insurance Analysis

The 2013 Chevy Impala is from a historic car line with an average line of insurance.

The 2013 Chevy Impala has kept up with the times as it ages, with a sleek sporty look.

The 2013 Chevy Impala is the latest model of a car line that has been around for a very long time. The Chevy Impala first hit the road over 50 years ago and is still going strong today, just in a sportier more elegant body.

With prices that start at a little over $25,000 and a fairly good safety rating, the 2013 Chevy Impala’s modern body isn’t the only thing that looks good.

Safety Ratings for the 2013 Chevy Impala

The 2013 Chevy Impala earned an overall rating with the National Highway Traffic Safety Administration (NHTSA) of four out of five stars. The NHTSA’s ratings of a little higher than average also match with the safety ratings that the Insurance Institute for Highway Safety (IIHS) gave the 2013 Impala.

The IIHS gave the 2013 Chevy Impala a “good” rating for both frontal crash tests and side impact tests. The “good” rating is the highest rating that the IIHS gives to a vehicle.

For the rear crash tests and the roof strength test (rollover crash) the 2013 Impala only earned an “Acceptable” rating. “Acceptable” is just a step down from a “good” rating with the IIHS.

As far as recalls, there are none that can be found at this time.

Insurance Thoughts on the 2013 Chevy Impala

With the safety ratings being fair, the insurance premium for any medical payments or personal injury protection are going to be about average. The 2013 Impala is not a “Top Safety Pick” and could have higher safety ratings to give it a lower premium, but where it stands now you won’t be saving a whole lot of money in this area with this particular vehicle.

The comprehensive and collision coverage though, will have a pretty good premium. With the Impala being around for the last 50 years there is an established supply of aftermarket parts for this vehicle. This means that the insurance companies will have to pay less for damaged parts on this vehicle than they would with a newer car.

Also with the price of the vehicle starting at a little over $25,000 the cost to total out the vehicle in the event of a serious accident will also be less. The premium for these two coverages won’t be as low as a vehicle that starts at under $20,000, but will be much better than a $50,000 luxury car.