When Driving in Phoenix…..
Keep on your toes when behind the wheel in Phoenix.
Phoenix and its surrounding cities
When driving in Phoenix, the more defensive you can drive the better. With almost 1/3 of the state’s accidents happening in just this one city, don’t tempt the odds that you won’t end up one of the unlucky ones by driving stupid.
Phoenix Car Accidents
Per the Arizona Department of Transportation, Phoenix had 31,052 car accidents in the year 2011. Of these accidents, 124 of them had fatalities and 10,408 of them had injuries. For the year, there were 129 people killed in car accidents with 51 of these fatalities from car accidents where alcohol was involved. So 41% of the fatalities from car accidents in Phoenix for 2011 were because of alcohol.
Compared to the rest of Arizona, there were 103,423 total car accidents across the state that year; meaning that 30% of all the car accidents in the state of Arizona happened in Phoenix. Phoenix also had 28% of the alcohol related accidents.
On the good side though, while Phoenix may have a lot of car accidents only 16% of the fatalities in Arizona happened in there.
Phoenix Drunk Driving Laws
The standard .08 blood alcohol concentration applies to regular drivers in Phoenix, like it does in most places across the nation. However, if you are driving a vehicle that requires a commercial license your blood alcohol concentration can be no higher than .04.
The penalties for getting caught violating these drunk driving laws can get pretty bad. You can be facing jail time, fines of around $1250.00, and have to have an ignition interlock device on you vehicle for 12 months to make sure you don’t do it again.
If you get caught more than once driving drunk in Phoenix, the penalties get even worse.(Arizona Department of Public Safety)
Mandatory Car Insurance in Phoenix
The state of Arizona regulates the car insurance requirements for the whole state, so Phoenix doesn’t have their own separate requirements. The minimum insurance requirements for Arizona include:
- $10,000 in coverage for damage to another person’s property
- $15,000 in bodily injury liability coverage for one person
- $30,000 in bodily injury liability coverage for two or more people
These required coverages are extremely low compared to what is required in other states, and what the expenses associated with a car accident are. So before you just automatically go for the minimum car insurance requirements, talk to your Phoenix car insurance agent to find out if these coverages would actually protect you financially if you were to cause an accident.
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