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Don’t Mess With…Dallas?

Written by Michele Wilmonen. Posted in Research Last Updated: 05/02/2013

Dallas is doing everything they can to make it safer to drive in their city

Dallas

Keeping driving beautiful in Dallas.

The City of Dallas isn’t messing around when it comes with making their street safer for drivers. They strictly enforce speed limits, having insurance coverage, as well as many other traffic laws. So if you choose to drive through Dallas, make sure you are doing what you are supposed to and you won’t have any trouble getting around.

Dallas Lead Foots

Attention all drivers that have a lead foot! Speeding in Dallas can be costly.

If you are caught doing just 1-10 over the speed limit, your fine is only going to be $97.00. However, Dallas also tacks on an additional $97.10 in costs, essentially doubling the price of the ticket now to $194.10. Thanks to the fees, a ticket for 11-15 over the speed limit is $219.10, over 16-19 is $244.10, and finally more than 20 over the speed limit will make you the proud owner of a $297.10 traffic ticket.

Get caught speeding in a school zone?

Doing 1-10 over the limit is going to cost you $239.10, 11-15 will be $264.10, and 16-19 will put you $289.10 in the hole. If you are caught going 20 mph or more over the speed limit in a school zone you deserve a lot more than the $322.10 ticket you will have to pay.

Dallas Car Insurance Requirements

The City of Dallas strictly enforces the insurance requirements that are set by the State of Texas. Even though Dallas doesn’t determine what the minimum amounts of insurance coverage are to be able to drive in their city, you are going to be in a whole lot of trouble if you aren’t carrying at least:

$30,000 in bodily injury coverage for a single person for medical expenses

$60,000 in bodily injury coverage for two or more people for medical expenses

$25,000 in property damage coverage

Say Goodbye to Your Car in Dallas

As of January 1, 2009, if you are pulled over by an officer from the Dallas Police Department and are caught with no car insurance coverage you can say goodbye to your car. The police officer will not only issue you a citation, but you will not be allowed to drive any further with your vehicle as they will immediately have it towed away.

This stricter law was put in place because police officers were issuing 75,000 uninsured motorist citations a year. It used to be that you were only towed if you got into an accident and were uninsured. But they had to crack down because they were so many people going without car insurance, making it unfair and costly to those that followed the law and carried the required coverage.

Once your vehicle gets towed, you have to go to the impound lot show proof that you have insurance and also paid all the fines and fees (including impound and towing) before you are allowed to drive that vehicle on the Dallas streets once again.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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