Promoted Mayor Has No Affect on Charlotte Car Insurance

Charlotte car insurance and using common sense are your two best assets while driving in Charlotte.

If you want to keep your Charlotte car insurance, leave the speeding to the race track.

Charlotte recently had the distinction of having their mayor Anthony Foxx be selected by President Obama as the next possible transportation secretary. Even though this is quite a distinction for the city, it has no bearing on the current traffic and insurance laws for drivers in Charlotte. Drivers in Charlotte still need to carry the minimum required insurance coverage and they still need to use common sense while behind the wheel.

Charlotte Traffic Laws

You would think that most traffic laws are common sense to most motorists, but there is always that select group of drivers that have a different definition of what common sense is. So just to be clear to the whole class, here are some Charlotte traffic laws to keep in mind while driving through this part of North Carolina:

Don’t pass a car that is stopped to allow a pedestrian to cross the street

“The driver of a vehicle emerging from or entering an alley, building entrance, private road or driveway shall yield the right-of-way to any pedestrian, or person riding a bicycle, approaching on any sidewalk or walkway extending across such alley, building entrance, road or driveway.” (Charlotte Department of Transportation)

“It shall be unlawful for any person riding upon any bicycle, motorcycle, coaster, sled, roller skates, or any toy vehicle to attach such or himself to any streetcar or moving vehicle upon any roadway.” (Charlotte City Ordinance 14-4)

Beware the speeding cameras

Don’t mess with the parking meters and don’t try to use a fake coin substitute in them either

Required Charlotte Car Insurance

The car insurance requirements in the city of Charlotte are the same as they are in the entire state of North Carolina. Both liability coverage and uninsured motorist/underinsured motorist coverages are required to be able to drive. However, if a driver has just the basic liability limits on their vehicle then they only have to carry uninsured motorist coverage. But, if a driver carries more than the minimum required liability limits, then they have to carry both uninsured motorist and underinsured motorist coverages.

The minimum liability coverage you can legally drive with in North Carolina is:

• $30,000 in bodily injury liability coverage or one person
• $60,000 in bodily injury liability coverage total for the entire accident
• $25,000 for liability coverage to pay for damages you may cause to another person’s property

If you are confused as to what is required for Charlotte car insurance coverage, your agent will walk you through the whole procedure at the time you purchase your policy.