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Reno Car Insurance and Street Safety

Written by Michele Wilmonen. Posted in Research Last Updated: 05/03/2014

Information to keep you safe physically and financial while driving in Reno, Nevada.

Reno car insurance isn’t your only avenue to protect yourself when you are traveling through Reno. Defensive driving and awareness of the dangerous driving areas of town can also help you stay out of an accident.

Reno Car Accident Statistics

From the Reno police department, the below chart is all the car accidents that happened between January and November of their respective years. These statistics are just for the City of Reno and are not county or state statistics.

Crash Type 2010 2011 2012 2013
Pedestrian 104 109 110 111
Bicycle Involved 80 87 78 78
Injury Crash 935 1026 1173 1129
Total Reported Crashes 2740 2511 2666 2629
Alcohol / Drug Related 208 171 220 197
DUI Arrests 1054 685 604 714
Pedestrian Fatality 3 9 8 4
Bicyclist Fatality 2 1 0 0
Motorcyclist Fatality 3 3 3 4
Motor Vehicle Fatality 7 2 4 2
Total Fatalities 15 15 15 10

 Dangerous Reno Intersections

The Reno Police Department identified the following 10 intersections in the city that have the most accidents and have stepped up law enforcement efforts at these locations in the hopes to make them safer. When approaching these intersections, don’t automatically assume that others will always yield the right-of-way to you.

And for those that have the “world revolves around my car” attitude, expect an increased likelihood of a ticket if you choose to drive like you are the only one on the road.

  1. Clearacre Lane @ McCarran Blvd N
  2. McCarran Blvd N @ Mae Anne Ave
  3. Virginia St. N @ 8th St.
  4. 7th St. @ McCarran Blvd N
  5. Keystone Ave @ 7th St
  6. McCarran Blvd N @ IR80E On Ramp @ McCarran Blvd N
  7. Evans Ave @ 6th St
  8. Moana Lane @ Kietzke Lane
  9. Plumb Lane @ Harvard Way

Safety after the Accident

Some car accidents just can’t be avoided. Sometimes the weather makes it impossible to control your own vehicle and other times another driver’s negligence draws you into a car accident.

This is why it is so very important to have car insurance. You just never know when or why an accident will happen, and you especially never know how bad the accident will end up being.

Car insurance is there to protect you from the financial fallout that can happen after one of these accidents.  It is there to pay for medical bills, damage to property, time missed from work, and lawsuits; all of which would have to be paid for out of your own pocket if you didn’t have insurance.

Also in the State of Nevada, Reno car insurance is a requirement that has to be satisfied if you wish to drive.  The minimum amount of Reno car insurance that you are allowed to get away with is $15,000/$30,000 in bodily injury liability coverage and $10,000 in property damage liability coverage. However, this minimum amount of coverage may not be enough to fully protect you as it is only coverage to pay for damages you cause to another person.

To make sure that your property and passengers are protected, talk to you Reno car insurance agent about additional coverage beyond the state minimums.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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