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Insurance Premium Refund For No Car

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 02/20/2016

Question:  I have a question we purchased car insurance for a car we were buying but never bought the car, can I get my money back?

Answer: Absolutely! There was no vehicle to provide coverage for, so the insurance company did not do anything for you to owe them any money for.

Let the insurance company or insurance agent know that you never purchased the vehicle, but do it as soon as possible. If they give you any problems about giving you your money back, report them to your state Insurance Commissioner.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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