About Car Insurance Guidebook

“What Your Agent NEVER Told You”

Car Insurance Guidebook provides an unbiased, independent perspective on buying car insurance.  We give solid information on policies by helping you get the best price, with the best company.

And we do it for free!

Fact is, consumers spend a small fortune insuring our cars in this country.  According to the NAIC, in 2014, the average cost of car insurance was $866.  In other words, if you have 2 cars in your driveway, that’s like buying a nice 54″ Plasma TV every year.  Not cheap.  If we can help you shave off expenses and get a better auto policy in place for you or your family, we’ve done our job.

We cover things like…

• Rates

  We show you the average car insurance rates by state. We also give you the skinny on what your state requires for drivers.

• Research

  If you have a question about car insurance, we try to answer it.  If you’re not finding an answer, then Ask A Question and we’ll get back to you in the next 2-3 business days.

• Definitions

  Confused about a term in auto insurance? Checkout the definitions page. We’ve written on hundreds of topics and defined common and uncommon terms.

• Reviews

  Visitors post their experience with car insurance companies – the good, the bad, and the not-so-pretty. We now boast over 1000 reviews – post your experience today!

Contributors

Michele Griffin

Michele’s first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. There she learned insurance directly from underwriters and claims adjusters by asking a lot of questions and also watching them do their job.

She has a total of 17 years of experience working in the insurance industry in both personal lines (car, home, boat, recreational vehicles, etc.) and commercial lines (insurance for businesses). She has also worked for both insurance agencies and large international insurance companies, giving her the unique perspective of what happens in your insurance agent’s office as well as the perspective of what your insurance company is thinking about you and your insurance coverages.

During all of the hands-on insurance experience she was gaining, she also earned a number of insurance certifications from The Institutes and her Bachelor’s degree in psychology from the University of Idaho. She is also a licensed property and casualty agent in 30 states.