Albuquerque Driving Tips to Keep You Out of Traffic Court

Keeping out of traffic court in Albuquerque is easier than you may think.

You don’t need Albuquerque car insurance in on of these during the balloon festival.

Driving around without Albuquerque car insurance is just one of the many infractions that can land you a citation and a day in court. To help our fellow drivers out there in Albuquerque, here are some tips to follow to prevent you from having to have that day in court.

The Most Common Albuquerque Traffic Citations

To keep things simple, the Albuquerque police department provides their website visitors with a table of fines and court costs they will face for common traffic citations. For you as a driver, this is a great list to be aware of so that you know what the police in Albuquerque are mostly on the lookout for:

• Speeding
• Running Stop Signs
• Running Red Lights
• Failing to Yield
• Not using our turn signal
• Tailgating
• Child car seats not being used properly
• Not using your seat belt
• Broken windshield
• Broken or no headlights
• Broken or no tail lights

Kind of odd, but a good sign, that no having car insurance is not on this list of common traffic citations.

Albuquerque Car Insurance Requirements

Albuquerque car insurance requirements include 3 different liability coverages. First, you need to have bodily injury coverage to pay for any medical related expenses that another person may have from an injury you caused them with your vehicle. Bodily injury liability coverage comes with two different minimum limits; the first being $25,000 for one person and the second is $50,000 for all injuries if there are more than one injured.

The other liability coverage that you will have to have is to pay for the damage to any property you damage with your vehicle. This property damage liability coverage has to be at least $10,000 to be considered valid Albuquerque insurance coverage.

These Albuquerque car insurance coverages are determined by the State of New Mexico and are the same throughout the state, but not having them will still get you an Albuquerque traffic citation.

Getting Your Albuquerque Citations Dismissed

If you can’t afford your traffic citation or you just didn’t have proof of the information you needed that caused your citation (no proof of insurance, driver’s license, etc.) there are certain Albuquerque traffic citations that can be dismissed. For example, if you get cited for not having license plates or your vehicle registration on hand you can bring in your current registration before 4pm on the day before your traffic arraignment date your citation may be dismissed.

Other citations that can be dismissed include:

• Suspended driver’s license (bring in your valid New Mexico driver’s license)
• Failure to change your name or address on driver’s license (bring verification that you driver’s license has your current information)
• No driver’s license (Bring in your valid New Mexico driver’s license)
• Defective Equipment (bring “Proof you have replaced/repaired the light(s). If you have made this repair yourself, a receipt listing the specific item(s) purchased. An invoice, from an automotive business verifying windshield repair or verifying required repairs.” (Albuquerque Police Department) )
• No Albuquerque Car Insurance (bring verification you had insurance coverage in place when you got the citation)