Compare Rates From Top Providers
Save Up To 46% on Car Insurance
Enter Zip Code:

Are Free Insurance Quotes One of the Good Things in Life?

Written by Michele Wilmonen. Posted in Research Last Updated: 11/17/2015

Free insurance quotes keep the world of insurance competitive which is beneficial for us drivers.

Free Insurance Quotes Are So Simple

Take advantage of free insurance quotes to save money on your insurnace premium.

“The best things in life are free.”

I am not sure if getting free insurance quotes are one of the best things in life, but it is pretty darn good. Yes, price quotes are usually free with everything. But, think about this – insurance quotes are one of the only things in the entire insurance industry that companies don’t charge for.

When was the last time your insurance company threw in a free 6 months of comprehensive coverage just for buying collision coverage? Or gave you free rental or towing coverage?

Free insurance quotes also save us money by giving us the freedom to shop from one insurance company to another to find the best deal. They are easy to get and can even be done without having to leave our own home. There is also no limit on the number of free insurance quotes that we can get until we finally find that incredible premium.

See, free insurance quotes really are one of the good things in life.

All Quotes Should be Free

While you are shopping around for insurance quotes if you run across a company that wants to charge you to get a quote, run the other way. There should never, ever, ever, be a charge to get an insurance quote. That’s like a store charging an entrance fee just to go in and shop around.

If you do find one that does not offer free insurance quotes, get all of their contact information and contact your state’s Department of Insurance or Insurance Commissioner.

Ways to Get Free Insurance Quotes

Free insurance quotes are everywhere. You can go through the insurance section of the local phone book and call all the agents you find. You can find local insurance agents by doing a search online. You can even skip the agent altogether and visit the websites of different insurance companies to get quotes directly from the companies.

The best way to get a quote though is by using an online quote aggregator. With an aggregator you fill in all of your information online just once and it comes back with free insurance quotes for multiple insurance companies for you to compare. If you find the premium that you like, you have just completed the whole quote process in one step.

If you are interested in trying out a quote aggregator you can start by clicking here.

Being Prepared for  Free Insurance Quotes

Getting free insurance quotes is a process that you have to prepare for. But, don’t worry it’s not like training for a marathon or anything. You just need to make sure to have all the information you need to get your free insurance quotes such as:

• Driver’s License

• Social Security Number

• Year, make, model and VIN of vehicles

• Declaration page of current insurance

The last one on this list is very important. Without having the declaration page of your current insurance in front of you, you will have nothing to compare the free insurance quotes with. The declarations page shows exactly what coverages you have and how much you are paying for each. If you don’t have this information you won’t know if your free insurance quotes are cheaper quotes for the same coverage or cheaper quotes for less coverage.

Trackback from your site.

Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

Leave a comment

Overall Rating
Price
Service
Claims

Save Up To 46% on Car Insurance
Enter Zip Code: