Back to Basics and Durham Car Insurance

Forgetting a traffic law is easy; just make sure that it’s not the law about Durham car insurance.

Sometimes it is good to go back to the basics, like the requirements on your Durham car insurance.

The laws that establish Durham car insurance should be common knowledge to all drivers by now. But, there are always a few drivers out there that are lacking in common knowledge, so here is a refresher course.

Just to be Clear……..

Just to be clear, everyone has to obey the traffic laws in Durham, North Carolina. They even specifically point that out in their city ordinances, just in case you were trying to find a way around them:

Sec. 66-5. Same—Public employees.

“The provisions of this chapter shall apply to the driver of any vehicle owned by, or used in the service of, the United States government, or this or any other state, county or city. It shall be unlawful for any such driver to violate any of the provisions of this chapter, except as otherwise permitted in this chapter or by state statutes”. (Code 1964, § 12-6; Code 1982, § 20-5)

Sec. 66-6. Same—Persons propelling pushcarts or riding bicycles or animals.

“Every person propelling any pushcart or riding a bicycle or an animal upon a roadway, and every person driving any animal-drawn vehicle shall be subject to the provisions of this chapter applicable to the driver of any vehicle, except those provisions of this chapter which by their very nature can have no application”. (Code 1964, § 12-7; Code 1982, § 20-6)

In other words, even if you are riding a horse, you still have to obey the traffic laws. But, no, you don’t have to carry Durham car insurance for your horse, just in case you were wondering.

And if You Forget, Here’s a Refresher

For those of you that need a Driver’s Ed refresher, here is one compliments of the City of Durham, North Carolina:

Sec. 66-41. Traffic-control signal legend.

“Whenever traffic is controlled by official traffic-control devices exhibiting the words “go,” “caution” or “stop,” or exhibiting different colored lights successively one at a time, the following colors only shall be used, and said terms and lights shall indicate as follows:

(1)Green alone or “go”:

a. Vehicular traffic facing the signal may proceed straight through or turn right or left unless a sign at such place prohibits either such turn. But vehicular traffic shall yield the right-of-way to other vehicles and to pedestrians lawfully within the intersection at the time such signal is exhibited.

(2) Yellow alone or “caution” when shown following the green or “go” signal:

a. Vehicular traffic facing the signal shall stop before entering the nearest crosswalk at the intersection, but if such stop cannot be made in safety a vehicle may be driven cautiously through the intersection.

(3) Red alone or “stop”:

a. Vehicular traffic facing the signal shall stop before entering the nearest crosswalk at an intersection or at such other point as may be indicated by a clearly visible line, and shall remain standing until green or “go” is shown alone, or may turn right as authorized by statute.

(4) Green straight-through arrow (alone):

a. Vehicles facing such signal may proceed straight through, but shall not turn right or left. Such vehicles shall yield the right-of-way to other vehicles and to pedestrians legally within the intersection at the time such signal is exhibited.

(5) Green turn arrow (alone):

a. Vehicles facing such signal may proceed through the intersection making only the turn so indicated by the arrow over the respective lane. Such vehicles shall yield the right-of-way to other vehicles and pedestrians lawfully within the intersection at the time such signal is exhibited”. (Code 1964, § 12-13; Code 1982, § 20-22)

And Finally….

Per the State of North Carolina make sure that you are carrying at least 30/60/25 in liability coverage for your Durham car insurance.