Baton Rouge Car Insurance Laws

Baton Rouge car insurance laws are just one of many drivers in the city have to follow.

Baton Rouge car insurance laws are just a small part of the laws that keep us safe on the road.

Any driver that wants to drive in Baton Rouge, Louisiana, better have a current Baton Rouge car insurance policy. You will be asked for it when you register your car, if you get in a car accident, and of you get pulled over for violating a traffic law.

The only way to get around the Baton Rouge car insurance law is to walk.

One Way to Get a Traffic Ticket

As a reminder from the City of Baton Rouge, here are the proper hand signals to use when your vehicle’s signals don’t work. If you will notice, the one hand signal that most people use to express their anger with another driver is not on this list; therefore it is not sanctioned by the city as a proper signal. You may also find yourself the proud owner of a traffic ticket if you choose to use this unapproved hand signal and then you will have to show proof of your Baton Rouge car insurance.

Sec. 11:105. Method of giving hand and arm signals. (City)

All signals herein required given by hand and arm shall be given from the left side of the vehicle in the following manner and such signals shall indicate as follows:

(1)Left turn: Hand and arm extended horizontally.

(2)Right turn: Hand and arm extended upward.

(3)Stop or decrease speed: Hand and arm extended downward. (City Code 1951, Title 11, § 105)

Don’t Want Car Insurance

If you choose to bypass the whole car insurance things and not drive, here are some pedestrian rules to remember:

Sec. 11:95. Pedestrians on roadways. (City)

(a)Where sidewalks are provided it shall be unlawful for any pedestrian to walk along and upon an adjacent roadway.

(b)Where sidewalks are not provided any pedestrian walking along and upon a highway shall, when practicable, walk only on the left side of the roadway or its shoulder facing traffic which may approach from the opposite direction.  (City Code 1951, Title 11, § 95)

Sec. 11:94. Pedestrians to use right half of crosswalks. (City)

Pedestrians shall move, whenever practicable, upon the right half of crosswalks. (City Code 1951, Title 11, § 94)

Two, Important Baton Rouge Laws

Sec. 11:351. Driver’s license required. (Parish)

It shall be unlawful and a violation of this chapter for any person to operate or drive a motor vehicle within the limits of the parish without having a driver’s license as required by the laws of the state.

The requirement to have Baton Rouge car insurance does not have a city ordinance code, because it is actually a state law. And this law states that if you want to drive that you have to carry at least bodily injury liability and property damage insurance coverage. Not only do you have to have those specific coverages on your Baton Rouge car insurance policy, but you also have to have them at limits of no less than 15/30/25.