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Canadian Car Insurance and Registration

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 09/29/2016

Q: My son (Canadian) will be doing his medical rotation in the States. He will be in Virginia for 6 weeks then back in Canada for 4, then 4 wks West Virginia and Canada 2 weeks, Then Rochester 6 months coming back to Canada every second weekend (near the border). What does he have to do ? He has a Canadian license -he is buying a vehicle – were should he get it registered etc.

A: My first inclination would be that if he has a Canadian license and will retain his Canadian citizenship and will be returning to Canada after he is done, that he will register the vehicle in Canada. Best to ask an insurance agent though and kill two birds with one stone, because then they can also talk to you about the insurance coverage when he crosses the border for those varying periods of time.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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