Car Insurance for a Temporary License

Q: I Currently have a temporary CA interim driver license that expires Aug. 10, 2018. I need car insurance to cover me till my temporary driver license expires.

A: Most insurance companies do not write temporary car insurance. Best thing to do is to get a regular car insurance policy and then cancel it once you no longer need it.Car insurance carriers don’t care if you have a temporary license, just as long as you have a license.

Two things you need to be aware of though. One, if this is your first license, regardless of your age, you are going to be paying a pretty high car insurance premium. Two, when you are getting quotes for insurance make sure to ask if they have an early cancellation fee. Most companies don’t have this, but many of the lower cost carriers do.

If you get a permanent license, there will be nothing you need to do in regards to your insurance as your license number will usually stay the same. The insurance company also will not lower your car insurance rates just because you now have a permanent license.