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Farmers Car Insurance Discounts

Written by Michele Wilmonen. Posted in Research Last Updated: 05/30/2015

Farmers car insurance discounts are either extremely sparse, or they are ultra-secret.

When looking for what Farmers car insurance discounts are available to their customers there were very few listed on the Farmers car insurance website. This doesn’t mean that there aren’t more discounts offered to Farmers customers, it just means that you may have to get a quote from them to see if you qualify for additional Farmers car insurance discounts.

Here are the ones the company listed.

Farmers Vehicle Discounts

  • Safety Discounts: Applied to policies with vehicles that have standard safety equipment.

Farmers Drivers Discounts

  • Distant Student Discount: Offered if there is a driver in the home that is away at school.
  • Mature Driver Discount: Given to experienced drivers that are consider to be senior citizens.

Farmers Policy Discounts

  • Homeowners Discount: Offered to those customers that own their own home.

Please note though, that because we are not Farmers we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current Farmers car insurance discounts that are offered by the company, contact your Farmers insurance agent or enter your zip code at the top of the screen for a personalized quote.

Farm Bureau Car Insurance Discounts

Written by Michele Wilmonen. Posted in Research Last Updated: 05/26/2015

There aren’t many Farm Bureau car insurance discounts, but the ones they have are just a little different than the normal discounts that other companies usually have.

Farm Bureau Car Insurance Discounts seem to be pretty sparse compared to what other insurance companies offer their clients. However, they do have a couple of good discounts that are pretty unique to their company and may be worth checking out.

Farm Bureau Vehicle Discounts

Low Mileage Discount – Clients can qualify for this discount if they drive less than 7,500 miles.

 Farm Bureau Drivers Discounts

Good Student Discount – Premium discounts for students that maintain a “B” or higher average are available.

Safe Driver Discount – Drivers with good driving records will see lower premiums than those that don’t.

Safe Young Driver Discount – Drivers that successfully complete Farm Bureau’s Young Driver Safety program and are under the age of 25 can quality for this discount.

Farm Bureau Policy Discounts

Continued In-Force Credit – Renew your Farm Bureau car insurance policy and you can qualify for a loyalty credit.

Farm Bureau Special Discounts

Farm Bureau Member’s Choice – You can bundle your home and auto together into one policy. You will have a single premium and a single deductible. No specific discount offered, but clients do save money.

Please note though, that because we are not Farm Bureau we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current Farm Bureau car insurance discounts that are offered by the company, contact your Farm Bureau insurance agent or enter your zip code at the top of the screen for a personalized quote.

Esurance Car Insurance Discounts

Written by Michele Wilmonen. Posted in Research Last Updated: 05/22/2015

There is something for everyone with Esurance Car Insurance Discounts.

Esurance Car Insurance Discounts look to be a little more modern and progressive than what is offered by the competition. So if you are looking for a company that offers unconventional discounts, then Esurance is probably a good fit for you.

Esurance Vehicle Discounts

  • Multi-Car Discount – This discount varies from one client to another and is available only to those that have more than one car on the same Esurance car insurance policy.
  • Anti-Theft Discount – Discount of 5% to 25% if you have a vehicle with an approved anti-theft device. This discount depends on the device that you have and what state you live in.
  • Safety Device Discount – From a 2% to a 33% discount for having a vehicle that has manufacturer-
  • DriveSense™ Discount – For those that drive a non-hybrid, non-electric, 1996 or newer model car and install an Esurance telematic device. The discount can save you 5 or 10 percent off your premium, depending on the state you live in.
  • Antilock Brakes Discount – A 5% discount for vehicles that have antilock brakes.

Esurance Drivers Discounts

  • Defensive Driver Discount – For drivers age 50, 55, or 60 and older, depending on your state, who have completed a defensive driving or driver improvement class approved by their state’s DMV.
  • Many conditions apply to this discount that can be clarified by contacting Esurance.
  • Good Driver Discount – A 30% to 40% discount for having a valid driver’s license for at least 3 years with one or zero penalty points on your driving record.
  • Good Student Discount – Savings of up to 10% on certain coverage in your Esurance car insurance policy for being a full-time high school, college, or university student under 25 years old with at least a 3.0 GPA.

Esurance Policy Discounts

  • Fast 5® Discount – Simply start a quote online at esurance.com and get 5% off your first-term premium.
  • Multi-Policy Discount – Purchase an Esurance homeowners or motorcycle insurance policy in addition to your auto coverage and receive the discount offered in your specific state.
  • Paid-in-Full Discount – A 10% discount for paying your premium in one lump sum instead of monthly intervals when you buy or renew your Esurance policy.
  • Switch & Save® Discount – Switch to Esurance from another insurance company and for your first two policy terms you could receive 5% off your premium.
  •  Claim-Free Discount – 10% to 25% off your premium for driving safely.  Contact Esurance for the details and conditions attached to this discount.
  • Homeowners Discount – Discount for owning a house or condo. Amount of discount varies depending on what state you live in and the drivers on your policy.
  • Renters Plus® Discount – Up to 30% of your Esurance renter’s coverage premium is deducted from your car insurance rate.
  • Emergency Road Assistance Discount – Up to a 5% discount for buying emergency road assistance from a provider other than Esurance.

Esurance Special Discounts

Pac-12 Discount – Up to 15 a percent on your premium just for attending or being alumni from one of these Pac-12 schools:

  1. University of Arizona
  2. Arizona State University
  3. University of California at Berkeley
  4. University of Colorado Boulder
  5. University of Oregon
  6. Oregon State University
  7. Stanford University
  8. University of California at Los Angeles (UCLA)
  9. University of Southern California (USC)
  10. University of Utah
  11. University of Washington
  12. Washington State University

Please note though, that because we are not Esurance we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current Esurance car insurance discounts that are offered by the company, contact your Esurance insurance agent or enter your zip code at the top of the screen for a personalized quote.

Erie Car Insurance Discounts

Written by Michele Wilmonen. Posted in Research Last Updated: 05/15/2015

Save yourself money with one of these Erie car insurance discounts.

For the most part, Erie car insurance discounts are pretty much the same as the discounts offered by other insurance companies. There are maybe one or two discounts that are unique to the company, like the Youthful Longevity and Youthful Driver Discount, but not many more than that.

Please also check with your Erie car insurance agent about with discount you may qualify for, as many of Erie’s discounts are state specific.

Erie Car Insurance Vehicle Discounts

Passive Restraints Discounts – Discount received is you have items like factory-installed air bags.

Anti-theft Device Discounts – Discount given for your vehicle having active or passive anti-theft auto devices.

Anti-lock Brakes Discount – Discount given for having these types of brakes on your vehicle.

Erie Car Insurance Drivers Discounts

Youthful Driver Discount – Unmarried drivers under 21 who reside in their parent’s home may qualify for this discount.

Driver Training Discount – Young drivers under age 21 who have completed an accredited driver training course may be eligible to receive this discount.

Youthful Longevity Discount – Unmarried young drivers may receive a credit for the consecutive years spent insured under another ERIE auto policy.

College Student Discount – This discount is for full-time college students who are not married and who spend most of the college term away from home, without the use of a car.

Age 55 and Over Discount – A discount is available if the insured is the principal driver of the car.

Accident Prevention Course Discount – Discount for claims-free drivers  who have successfully completed an approved driver improvement course within the last three years may be eligible for this discount.

Erie Car Insurance Policy Discounts

Multi-Car Discount – A discount for when two or more cars are insured with ERIE and all of the vehicles are owned and used by the covered driver.

Multi-Policy Discount – Discount available for those that have a a qualifying life insurance policy or home policy from ERIE in addition to your auto insurance.

Reduced Usage – If your car is unused for at least  90 consecutive days during the policy period, you may qualify for the reduced usage discount.

Erie Car Insurance Company Unique Discounts

First accident forgiveness –Not really a discount, but still a savings you can qualify for. After three claims-free years, ERIE will not surcharge your auto policy the first time you’re in an at-fault car accident.

Feature 15 – After you have been with Erie Insurance continuously for 15 years, your policy will never be surcharged for an “at-fault” accident again. Again, not a discount but quite the savings.

Please note though, that because we are not Erie Insurance we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current Erie car insurance discounts that are offered by the company, contact your Erie insurance agent or enter your zip code at the top of the screen for a personalized quote.

Commerce Insurance Discounts for New Hampshire

Written by Michele Wilmonen. Posted in Research Last Updated: 04/30/2015

Finding ways to save money with Commerce Insurance Discounts in the state of New Hampshire.

Commerce Insurance discounts are available for all of their policies, and most current or future clients will qualify for at least some of the discounts. For your convenience, Commerce Insurance has provided a breakdown of the discounts available for each of the two states (Masschusetts and New Hampshire) they write in.

For the Commerce  Insurance discounts available in Massachusetts, please visit here.

Commerce  Insurance Vehicle Discounts

  • Anti-Theft Discount – up to 20% off of the premium for qualifying anti-theft devices.
  • Passive Restraint Discount – Up to 30% off of the medical payments coverage premium if your vehicle has factory installed automatic seatbelts.
  • Anti-Lock Brakes – 5% discount off Bodily Injury and Property Damage Liability coverage on vehicles that have factory installed four wheel anti-lock braking system.

Commerce  Insurance Policy Discounts

  • Account Discount – Up to 15% off your automobile premium when you insure home and auto through Commerce.
  • Loyalty Discount – Up to a 4% discount on your policy.
  • Multi-Car Discount – Up to a 25% discount for households that have two or more vehicles.

Commerce  Insurance Special Discounts

  • Shop Smart MA Insurance Discount – Up to an 8% discount when you purchase a new policy with us at least 7 days prior to the expiration date of your existing policy.
  • Financial Management Credit  – A credit of up to 34% is available to eligible customers. Contact your Commerce Insurance agent for more information.
  • AAA Member Discount – This is a 4% discount for those that have a valid AAA membership in effect.

Please note though, that because we are not Commerce Insurance we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current Commerce Insurance car insurance discounts that are offered by the company, contact your Commerce Insurance agent or enter your zip code at the top of the screen for a personalized quote.

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