Texas SR22 Insurance is an additional form of liability insurance required by the Texas Department of Insurance.

Texas SR22 insurance can get you back in the right direction.

Texas SR22 insurance shows the state that you have the required minimum liability insurance that is needed to drive legally in Texas. Although most people call it SR22 insurance, Texas also refers to it as a Financial Responsibility Insurance Certificate.

SR22 insurance is not something that is needed by all drivers, only certain ones that have been advised that they will need to carry it.

Why Would You Need Texas SR22 Insurance?

You need Texas SR22 insurance if you have had any of the following happen to you:

• Your license has been suspended due to a conviction, judgment or a car accident
• Your license has been revoked due to a conviction, judgment or a car accident

However, if you have had any of the above happen don’t automatically assume that you will need to get Texas SR22 insurance. You will always be told if you need to have it, and if they don’t say anything then you don’t need to have it.

Additional Texas Car Insurance Coverage

Texas SR22 insurance is a coverage that is required on top of your regular Texas car insurance policy for your vehicle. Because it is an additional insurance coverage, it means that you will be paying more for your insurance coverage than you did before you were required to carry the SR22.

In addition to the SR22 insurance, to meet the minimum insurance requirements in the State of Texas your base insurance policy must still include the following:

• $25,000 in property damage liability coverage
• $30,000 in bodily injury liability coverage to cover one person
• $60,000 in bodily injury liability total coverage to cover all injured parties

If you do not own a vehicle, but still want to drive, you will need to get a non-owner SR22 policy.

The Cost of SR22 Insurance in Texas

Just like with your regular car insurance premium, the insurance company decides how much they are going to charge their clients for SR22 insurance. This means that the cost will vary from one insurance company to the next, so there is no flat rate to be able to depend on for the cost.

To find out how much your newly required SR22 insurance in Texas will be, you will have to call around to different insurance companies and insurance agents to find out. Also, just like with your regular car insurance, don’t settle on the first quote you get. Always shop around to make sure you are getting the best price for your coverage.

How Do You Get Texas SR22 Insurance?

Texas SR22 insurance is purchased through your car insurance agent, as long as your agent or provider has to be authorized to write liability insurance for the State of Texas. Once you have to have SR22 insurance, you have to keep it active for two years.

If at any time the Texas Department of Insurance receives notification that your Texas Sr22 insurance has lapsed, terminated or been canceled, you driver’s license and vehicle registration may be suspended.

California SR22 insurance is like a financial punishment for not behaving behind the wheel.

Don’t let not having California SR22 insurance get you in more trouble with the law.

California SR22 insurance (or SR22 financial responsibility insurance) is an extra car insurance coverage for those in California that have found themselves in trouble for a serious driving infraction. Instead of just taking away a driver’s ability to be able to drive, SR22 insurance offers drivers another chance to be able to drive and show the state that they can be responsible drivers. Unfortunately, this second chance will also increase the amount you pay for your car insurance.

Why Would You Need California SR22 Insurance?

The State of California requires that you have the additional SR22 insurance if you:

• Are convicted of a DUI
• Your license is revoked
• You caused an accident in the past while driving without car insurance and have not compensated the expenses of the other parties involved.
• You have an unsatisfied judgment suspension from a past accident
• You are driving with a restricted license

Additional California Car Insurance Coverage

Keep in mind that California SR22 insurance is a required addition to the already required car insurance policy; it is not something separate that replaces regular car insurance coverages. You will still have to have a car insurance policy with the minimum California limits of:

• $15,000/ $30,000 bodily injury liability
• $5,000 property damage liability

How Do You Get California SR22 Insurance?

The only thing you have to do to get the SR22 insurance that you are now require to have is to talk to your car insurance agent. Most car insurance agents in California are able to do an SR22 filing, and if your current car insurance agent is not able to then you will have to find a new car insurance agent that can. Once you have found an agent that can complete an SR22 filing for you, you will pay them their required processing fee, and they will file the SR22 for you with the State of California. If your SR22 filing is accepted, you will receive your SR22 insurance form from your insurance agency, as well as a confirmation letter from the California Department of Motor Vehicles for your SR22 filing. Once accepted you are responsible for keeping your SR22 insurance active and maintained for 3 years. If you fail to keep your California SR22 insurance up-to-date, your driver’s license will be suspended, and you won’t be driving at all. So think of SR22 insurance as a 2nd chance to keep driving, and don’t mess it up because there is no 3rd chance.

You can get California SR22 insurance quote in the form below.

Ever wonder what determines your Aurora car insurance cost?

Many different pieces make up how much you pay for Aurora car insurance. In fact, there are so many pieces that factor in how much you pay for car insurance, that it is all done by computer now. This is why when you have an accident it is impossible to tell how much your car insurance is going to increase, if it does at all.

Here are some of the items that contribute to your Aurora car insurance rates and how heavy of a weight they carry.

Yonkers car insurance can get expensive and can seem to be more of a burden than an help.

Car insurance is one of those necessary expenses that we all have to live with if we want to be able to drive. Not only is it good financial sense to have it before you hit the road, but the State of New York also requires that you have it before you hit the road.

If you are finding that your Yonkers car insurance is getting more expensive than what you can handle or what you want to be paying for car insurance, here are some tips to help you out.

Research what the required Shreveport car insurance covers don’t assume you are fully protected.

The required Shreveport car insurance doesn’t have enough coverage to protect you from all stormy driving situations.

We love our all-inclusive resorts when we go on vacation, we get to pay once price and then get access to everything that we need while we are there. Unfortunately we don’t get the same all-inclusive awesomeness from the required Shreveport car insurance.

No Intentional Claims

If you cause an accident on purpose, your Shreveport car insurance company will not pay the claim.

If you purposely total your car because you are behind on payments or want a new car, you are out of luck. Once your insurance company finds out that it was done on purpose, they will deny your claim. And don’t think that they will pay your claim without question, either. Claims adjusters are trained to look for certain pieces of information that indicate that a claim needs to be investigated further.

Also, any acts of road rage can be considered causing damage with your vehicle on purpose. So if you lose your temper and use your vehicle as a weapon, your claim could be denied.

No Damage Coverage

The specific coverages that are required by the State of Louisiana for you to be able to drive do not cover damages that are caused to your vehicle. You have to purchase additional coverage to protect your own vehicle; otherwise you will have to pay for the damages out of your own pocket.

No Medical Coverage

There is also no medical coverage to pay for your injuries or the injuries of anyone in your vehicle under the required Shreveport car insurance. You can purchase separate coverage that will pay for medical bills, or you can also leave it to be paid for by your health insurance company.

What Does the Required Shreveport Car Insurance Cover?

The Shreveport car insurance that is required by the State of Louisiana only covers your liability to another party. Specifically, these coverages are:

• $10,000 for bodily injury to one person
• $20,000 for bodily injury to more than one person
• $10,000 property damage

So if you are ever in a car accident and you only have these coverages, your Shreveport car insurance company will pay for the damages and injuries of the other parties.