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Changing Your Car Insurance Records

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 09/30/2018

Q: I have been with Geico for 21 years, move to Florida. I have had some accident some was not fought, then I was told my license was suspension. I have been with Geico for 21 years, move to Florida. I have had some accident some was not fought, then I was told my license was suspension.
They told me I had to pay 2173.50 for insurance, I am retired and live on an fixed income. Geico I have been in some accident not my fault like:
12/04/2015 not my fault,
10/07/2016 not my fault
06/02/2017 not my fault
06/10/2017 Improper lane change It was not my fault they left before the police came.
07/24/2017 I was never park illegal I have a handed sticker.
04/07/2018 I was rear ended there no car in front of me.
08/23/2016 I got a speeding almost paid 500.00 took a driving class and paid a lot.
06/01/2017 my license was never suspension.

Can you please help me I appreciate beening a Geico customer.
I cant afford 2173.50
This came from

LexisNexis Consumer Center.
Bureau of Records.

Thank You.

A: There are a number of ways to correct your car insurance records.

First, contact LexisNexis. Find out where each of the records are coming from. They generate the reports only, the information does not come from them.  Tell them you dispute the information. If they can’t help you,  get a copy of the report.

Second, make sure the information on the report is correctly referencing you and not someone that has almost similar information. If there is information that is not correctly referencing you, contact LexisNexis and tell them they are pulling incorrect information.

Third, if the information is referencing you correctly but the information itself is just not correct you will need to go to the source.  Contact the DMV for incorrect driving information and each insurance company that has listed an incorrect entry on your CLUE report.

It will take a lot of work on your part, but it is the only way to get your car insurance record correct in order to get your premiums back down.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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