Cheapest Auto Insurance in Texas
Looking for cheapest car insurance in Texas? Check out these top 25 companies according to our independent research in the Lone Star State.
The cheapest auto insurance in Texas: that’s your goal.
However, finding it could be difficult – especially if you have to call 40+ companies. But don’t worry. We’ve done the hard work for you. Taken from our sampled rates for five separate categories of drivers throughout the state, we’ve compiled a helpful list of Texas insurers. Notice I didn’t say best – I just said cheap.
Keep in mind, every driver is different. What you see listed below is a sample of drivers ages 18-64, both male and female. Prices listed will NOT be the same price you get from the same company, even if you just get liability coverage.
In addition, these are NOT actual quotes. It’s just a general guide to help you shop auto insurance – to help narrow your choices.
I hope it helps.
Rank |
Texas Auto Insurance Companies |
Average Premium |
1 |
GENERAL INS COMPANY OF AMERICA |
$327.28 |
2 |
ALLSTATE FIRE AND CASUALTY INS COMPANY |
$332.15 |
3 |
USAA COUNTY MUTUAL INS COMPANY |
$356.52 |
4 |
UNITED SERVICES AUTOMOBILE ASSOCIATION |
$356.92 |
5 |
SAFECO INS COMPANY OF AMERICA |
$374.04 |
6 |
GEICO |
$375.64 |
7 |
SAFECO LLOYDS INS COMPANY |
$413.76 |
8 |
BEACON NATIONAL INS COMPANY |
$444.96 |
9 |
AAA TEXAS COUNTY MUTUAL INS COMPANY |
$450.56 |
10 |
SAFECO INS COMPANY OF ILLINOIS |
$462.88 |
11 |
TEACHERS INS COMPANY |
$465.60 |
12 |
METROPOLITAN LLOYDS INS COMPANY OF TEXAS |
$486.32 |
13 |
AMICA MUTUAL INS COMPANY |
$492.32 |
14 |
SOUTHERN FARM BUREAU CASUALTY INSURANCE COMPANY |
$533.44 |
15 |
STATE FARM MUTUAL AUTOMOBILE INS COMPANY |
$567.12 |
16 |
GEICO INDEMNITY COMPANY |
$569.12 |
17 |
PROGRESSIVE COUNTY MUTUAL INS COMPANY |
$580.80 |
18 |
FIDELITY NATIONAL INDEMNITY INS COMPANY |
$588.80 |
19 |
SOUTHERN COUNTY MUTUAL INS COMPANY |
$603.24 |
20 |
LIBERTY COUNTY MUTUAL INS COMPANY |
$618.32 |
21 |
STATE FARM COUNTY MUTUAL INS COMPANY OF TEXAS |
$630.32 |
22 |
IDS PROPERTY CASUALTY INS COMPANY |
$667.84 |
23 |
MID-CENTURY INS COMPANY OF TEXAS |
$735.44 |
24 |
FARM BUREAU COUNTY MUTUAL INS COMPANY OF TEXAS |
$740.08 |
25 |
FARMERS TEXAS COUNTY MUTUAL INS COMPANY |
$765.16 |
Rates collected in 2007-2008.
All data is courtesy of the Texas Department of Insurance.
For more information, view our Disclosure.
Tags: popularrates
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Reviews (4)
Derrick
| #
Excellent post! TY for making this.
Reply
Michele Wilmonen
| #
Thank you for visiting!
Reply
Brandon Clay
| #
Hi Mike – These prices are for every policy period. In Texas, that means every 6 months. I hesitate to call them quotes because it would be virtually impossible to get the exact price listed above, but it should provide a relative price comparison for you while you shop.
Reply
Mike
| #
Are these quotes per year or for six months?
Reply