Claim with Fast Moving Car

Q:  July 11 I was driving on the highway at 10:20 pm and collided with another car when I tried to change lane. I honestly said that I checked my rear mirror first to make sure of any cars and turned my signal to the right, check my right side mirror to make sure two lights are visible and checked the passenger side window to the right to make sure there’s no car beside me before I changed lane. I was driving 60 mph and slowed down when I tried to changed lane. Was I at fault? She was driving pretty fast. The paint on the passenger side door of her car were scratch on the surface, though mine was OK, just very little. How will this affect my insurance?

A: If she was not in the lane and was speeding to the point that she came up on you during your lane change, then most likely she is at fault.  I don’t know how it will affect your car insurance premiums, as there is a lot of information that goes into creating the premium specific to your needs and details.