Don’t Be an April Fool with Your Insurance

Being ignorant about your insurance will make you this year’s biggest April Fool.

Calling all April Fool’s out there!

We promise not to play any April Fool’s Day pranks on you here at Car Insurance Guidebook – this year. Instead, we are going to help you not be a fool when it comes to your insurance coverages. So many people go around just purchasing the first insurance policy they find and they have no idea what they are purchasing, let alone anything about the company they are buying from.

Then when they have a claim, they end up looking like a fool when the insurance company tells them they don’t have enough coverage or any coverage at all.

Don’t Be an April Fool Choosing an Insurance Company

When making an important purchase, people first research the company they are going to make a purchase from. When shopping from a site like EBay, the seller is checked out to see what kind of reputation they have. So why don’t people do the same thing when they buy insurance?

Many times people just go from one website to the next, or call one insurance agent after another to get quotes when they need insurance coverage. They don’t research the company they end up purchasing coverage from, they just blindly give over their money because they found the best price for something they have to purchase.

Instead of finding out later that your new insurance company is not a joy to work with when you need them the most, do your research. Take the best quotes you received and find out more about those companies. Go to their websites and see what awards they have received. Have they received any customer service awards?

Then check out reviews from other current customers or former customers to find out how other people have been treated by these insurance companies. You may find that the cheapest premium may not necessarily be worth the trouble you may face later down the road with the company.

Only April Fools Pay For Something They Have No Idea About

Insurance coverage costs some people thousands of dollars a year, but they have no idea what they are purchasing. They don’t know a deductible from a premium, they have no idea what comprehensive coverage is, and medical payment coverage is a complete mystery. All they know is that they have to have the coverage to legally drive, or because the terms of their car loan says so.

With the availability of the internet and how many car insurance websites are out there, there is no reason for the ignorance any longer. Look up terms you don’t know, ask questions, and read articles about car insurance. Know what you are buying and what it does so you can figure out if you even need it.

Stop just blindly handing over money to insurance companies that are making money off you not knowing what you are buying. Stop being their April Fool and become educated.