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Happy Halloween!

Written by Michele Wilmonen. Posted in Research Last Updated: 10/30/2012

All of us at Car Insurance Guidebook wish you a safe and Happy Halloween.

Happy Halloween

Have a Happy Halloween and Drive Safe!

Candy, costumes, and safe driving are a great combination to make every Halloween a Happy Halloween. Because Halloween has its very own set of holiday hazards to watch out for while you are out enjoying the evening, it is very important that you are extra vigilant and sober while you are driving on Halloween night.

The costumed children will thank you; their parents will thank you, and your wallet will thank you for sparing it from insane insurance costs, fines and jail time.

Don’t Drive with Halloween Masks On

I would hope that this would be a no-brainer, but you just never know with some people. So we would like to kindly remind you NOT to drive with your Halloween masks on. There are enough blind spots in your car without adding to them with a mask.

Most masks allow for minimal eyesight, so skip the mask while you’re driving and arrive safely. Besides, putting on your mask is one of the best parts of Halloween, and now you can enjoy that moment several times in the same night every time you get in and out of your vehicle.

Watch for Halloween Princess’, Zombies, and Ghosts

As darkness falls on Halloween night, the streets will come alive with little ones out in search of treats. This is the night that you need to be the most careful when you are driving through neighborhoods. These little ones have very little else on their mind other than being dressed up and what candy the next house will have.

If you are not paying attention or driving too fast, you could easily hit one of these trick-or-treaters. The aftermath of which will result in terrible guilt for the rest of your life, a huge increase in your insurance rates, and most likely jail time.

Don’t take the chance, just be careful.

Don’t Drive After Enjoying Too Many Halloween Concoctions

Drinking, costumes, and trick-or-treaters are not a good combination for a Happy Halloween. If you are going to enjoy your Halloween with a couple drinks, don’t be driving. Your reaction time to a trick-or-treater running in front of you will not be enough to prevent a tragedy.

I know that it is socially responsible for us to be putting this message out, but for me, it’s personal. My great-grandparents were killed by a drunk driver on Halloween night, so, please spare a family the pain of losing a loved one on a night that is supposed to be fun and give everyone a Happy Halloween by letting someone else drive if you have had too much.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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