Happy Halloween from Car Insurance Guidebook!

Driving on Halloween can be full of tricks while the children are out looking for treats.

Keep an eye out for trick-or-treaters while driving on Halloween.

Halloween is here again which means little ghosts and princesses will soon be wandering the neighborhood in search of Halloween treats. Because these children only have their costumes and candy on the mind this night, it is up to us adult drivers to make sure that they are safe while on the road.

We here at Car Insurance Guidebook want to wish everyone a happy and fun Halloween. We also hope that you will be safe and would like to offer the following advice for driving on Halloween.

Watch For the Kids While Driving on Halloween

Per the Center for Disease Control, children are more likely to be killed as a pedestrian by a car on Halloween than at any other time of the year. They are excited and paying attention to cars driving on Halloween is the last thing on their minds. They are also dressed up for the holiday and most Halloween costumes are dark and hard to see.

To prevent hitting a trick-or-treater, slow down while you are driving in neighborhoods. Be especially vigilant of little ones walking along the side of the road and stop when it looks like there is a child wanting to cross the street. It is better to stop and let them cross than them running out in front of you while you are driving on Halloween.

No Distracted Driving on Halloween

Anytime you drive it is important to not let other distractions take your mind or your eyes off the road, this is especially important while driving on Halloween. Looking down at your cell phone to read a text is enough time to hit a trick-or-treater that has ran out in front of you on the road.

This is definitely not a situation that you want to find yourself in. The legal issues, financial issues and not to mention the lifetime of guilt that result from hitting a child with your car. All started because you were distracted while driving on Halloween.

Driving on Halloween in Costume

Adults like to get dressed up on Halloween also and there is nothing wrong with that. Usually we are dressed up for a party though instead of trick-or-treating. If you are driving on Halloween to a party, keep in mind any restrictions your costume may put on your driving ability:

• Don’t drive wearing a mask.
• Don’t drive if your makeup is running into your eyes.
• Pull over if fake hair or eyelashes have detached and are in your eye.
• Don’t drive if your costume is extremely bulky and gets in the way of operating your car.
• Don’t drive if your costume is so tight that you can’t move to be able to drive your car.
• Remove gloves that reduce your grip on the steering wheel.
• Wear shoes that allow you to operate the pedals of your car.

Don’t Drink and Drive

There are going to be enough additional obstacles on the road while driving on Halloween that you don’t need to be driving drunk. Not only should you keep the safety of the kids in mind, also remember that police departments usually put out additional patrols on Halloween. They do this to crack down on drunk driving on Halloween and will be looking for those that do.

If you get caught driving drunk you can look forward to the treat of having your insurance premium increase. A DUI is not something that insurance companies are in the habit of forgiving even if it is your first offense. If you are a multiple DUI offender and you still are able to keep your license; you may lose your insurance coverage.

So don’t take a chance and stay sober while you are driving on Halloween.