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Happy Independence Day from Car Insurance Guidebook

Written by Michele Wilmonen. Posted in Research Last Updated: 07/04/2013

Have a safe Independence Day for both your life and your car insurance.

Independence Day

Pay attention to the road this Independence Day to prevent your car insurance premium from exploding.

From all of us here at Car Insurance Guidebook we want to wish you a fun and safe Independence Day. Be safe while you are grilling, be safe while you are setting off fireworks, and most importantly be safe while you are driving.

Being careless today, especially when driving, can lead to financial issues you don’t want to deal with later down the road. Financial issues where the increase in your car insurance is just the beginning.

Don’t Let Fireworks Increase Your Car Insurance

It’s hard not to want to watch the fireworks going off all around you on the 4th of July. But if you are trying to watch the fireworks and drive at the same time you are just asking for a car accident to happen.

If there is a flurry of fireworks going on or the main display from your city has started, pull the car off the road and watch the fireworks. It is never a good thing to try and do two things at once especially when it is driving and enjoying the excitement and awe of colorful things blowing up in the sky.

If you can’t stop or you don’t want to stop, then keep your focus on the road.

Keeping Focused Will Keep Your Car Insurance Down

Aerial fireworks are not the only thing you need to prevent being distracted by this Independence Day. You also need to keep your eyes out for children running the streets with sparklers and ones that are not being supervised by parents distracted by friends while at BBQ’s.

Also keep aware of people setting off ground fireworks on the streets you are driving down. Even though these are usually adults, they are paying attention to the fireworks they are setting off and not the cars wanting to drive down the road. So you need to be the one on the lookout to keep both yourself and them safe.

Driving Drunk = Increased Car Insurance Premium

Independence Day has got to be the dumbest time in the entire year for people to drink and drive. First, the cops are on emphasis patrols to catch drink drivers, so right there your odds have increased that you are going to get pulled over and caught.

Second, there are too many distractions on the road already because of the holiday that sober drivers sometimes have a hard time not getting in an accident. How are you going to be able to navigate these same distractions after you have been drinking and not get in an accident? And remember that accident will again lead to getting caught by the police for drunk driving.

So this Independence Day, chill on the booze and enjoy another refreshing beverage to celebrate.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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