Insurance Analysis for the 2012 Dodge Journey

The 2012 Dodge Journey brings pleasant safety and insurance premium surprises to its owners.

The 2012 Dodge Journey is one of the cheapest vehicles in the nation to insure.

The 2012 Dodge Journey is a great pick for drivers looking for a good SUV that will keep their family safe. It is also a great pick for those that prefer to keep more money in their wallets than in the bank accounts of their insurance company.

IIHS Safety Ratings of the 2012 Dodge Journey

Good news for those of you that are considering buying a 2012 or even a 2013 Dodge Journey, the IIHS (Insurance Institute of Highway Safety) has rated these models as “Top Safety Picks” after testing them. “Top Safety Picks” are the safest vehicles on the road today; which does affect your insurance rates for some of the coverages on your policy.

The 2013 and 2012 Dodge Journey earned “good” ratings in all four categories that the IIHS tests in now. The categories include frontal crash tests, side impact crashes, rollover crash tests and rear crash protection tests. With each test the vehicle is ranked as being good, acceptable, marginal or poor.

To be a “Top Safety Pick” the vehicle has to earn “good” ratings in all four categories.

2012 Dodge Journey Recalls

There have been two recalls for the 2012 Dodge Journey and both were in late 2011.

The first was a recall due to the brakes, and only affected 340 vehicles. The second one was due to an issue with the engine cooling, and only affected 667 vehicles.

In the full spectrum of things, these were two very minor recalls. The number of vehicles that were recalled was minute compared to other recalls that manufacturers have faced in recent years, with other recalls sometimes numbering in the millions.

If you do have one of these vehicles, you should have been notified by Dodge already as to what to do. If you purchased a used 2012 Dodge Journey and want to make sure that your vehicle was not affected, you can always call and talk to your local Dodge dealer and they should be able to look up your vehicle history by its VIN number.

Insurance Thoughts on the 2012 Dodge Journey

Right off the bat I can tell you that the insurance on the 2012 Journey is going to make you very happy. Per the 2012 insurance ranking from insure.com, the 2012 Dodge Journey SXT was ranked as the 11th cheapest vehicle to insure. I would be very surprised if next year the 2013 journey didn’t also make it somewhere on the list for the lowest insurance premiums in 2013.