Insurance Analysis for the 2012 GMC Yukon

The 2012 GMC Yukon is a full-size SUV that rate as average in almost all areas, except its insurance premium.

The 2012 GMC Yukon may not have the insurance premium you are looking for.

The 2012 GMC Yukon is the middle size of GMC’s line of full-sized SUVs. From the safety tests that were run on it, it scored a little above average thanks to its score being pulled down by a lower rating on one test in particular.

With its average safety ratings and average size, even if you are an average driver you can probably expect a little higher insurance rates with this SUV than with other SUVs or sedans.

Safety Ratings for the 2012 GMC Yukon

There are no safety ratings for the 2012 GMC Yukon with the Insurance Institute for Highway Safety.

The National Highway Traffic Safety Administration gave the 2012 GMC Yukon an overall rating of 4 out of 5 stars. As far as individual testing, it scored 5 out of 5 stars for both the frontal crash test and the side crash test. The rollover test scored 3 out of 5 stars, giving it only an average rating.

These ratings make the 2012 GMC Yukon a fairly safe vehicle to drive. It is not the safest vehicle you could purchase, but it is also not the most dangerous one either.

2012 GMC Yukon Recalls

There was one recall for the 2012 GMC Yukon and it happened in March of 2012.

“GENERAL MOTORS (GM) IS RECALLING CERTAIN MODEL YEAR 2012 CHEVROLET EXPRESS AND SUBURBAN VEHICLES, AND GMC SAVANA AND YUKON XL HEAVY DUTY VEHICLES. THE STEERING GEAR PITMAN SHAFT MAY NOT HAVE BEEN ADEQUATELY HARDENED AND COULD FRACTURE.” National Highway Traffic Safety Administration

If your Yukon was one of the ones that was recalled you should have been contacted by the manufacturer already. If you are not sure if you were or you purchased the vehicle after the recall date, you can contact the manufacturer or your dealer to find out if you need to bring your vehicle in for the recall.

Insurance Thoughts on the 2012 GMC Yukon

Insurance on the 2012 Yukon is more than likely going to be on the more expensive side, as compared to other SUVs and sedans. With its price range between $40,000 and $50,000 the payout for a total loss or for repairs is going to be higher; which in turn will make the premium for comprehensive and collision coverage higher.

Medical Payments and PIP coverage are going to be decent because of the decent safety ratings.

The liability coverage can go either way. The vehicle can cause a lot of damage and injuries if it were to cause an accident, making the price of the accident higher for the insurance company. On the other hand, the 2012 GMC Yukon fits the profile of being more of a family SUV than other full-size SUVs, so the liability coverage could be lower because of the driver statistics.