Insurance Analysis for the 2012 Jeep Compass

The 2012 Jeep Compass fails to impress in any area, except in insurance rates.

The 2012 Jeep Compass is a good looking vehicle.

The 2012 Jeep Compass is one of those vehicles that everything about it makes it blend into the wall. There is really nothing about the 2012 Compass that makes it stand out above the other vehicles like it. It’s not a top rated safe vehicle to drive, the overall quality has been rated as average, and even the insurance is most likely to be about average.

Safety Ratings for the 2012 Jeep Compass

There are no safety ratings available for the 2012 Jeep Compass from the Insurance Institute for Highway Safety.

The only safety test result that could be found for the 2012 Compass was the rollover safety test through the National Highway Traffic Safety Administration. The vehicle earned 4 out of 5 stars for this particular test.

J.D. Power and Associates did provide a rating for the 2012 Jeep Compass, but for overall quality, not for safety. In overall quality, the Compass was rated as average, only earning 3 out of a possible 5 for a rating. The overall quality rates how the vehicle itself works for owners within the first 90 days of ownership. It takes into account breakdowns, mechanical issues, or where controls and features work, but are confusing to use or figure out how to use.

Recalls for the 2012 Jeep Compass

The National Highway Traffic Safety Administration does have a recall listed for a specific set of the 2012 Jeep Compass. This set was built December 17, 2011 through January 2, 2012.

The recall was prompted due to a damaged roll-over valve in the fuel tank assembly. If the vehicle is in an accident, fuel could be allowed to leak out; which in turn increases the chance of a fire happening.

Insurance Thoughts on the 2012 Jeep Compass

With no safety ratings for the 2012 Jeep Compass, it’s hard to determine where the medical payments and personal injury protection may fall. But, with the average rating from J.D. Power and Associates for overall quality and a 4 out of 5 rating from the National Highway Traffic Safety Administration, I am going to have to say that the premium for these two coverages are going to be about average.

For comprehensive and collision coverage, you are most likely going to be looking at average rates or lower. The 2012 Jeep Compass starts at under $20,000, making its parts and total loss payouts nice and low. At the same time, it has been on the market since 2007, which should be just enough time to have a good market for the aftermarket parts that insurance companies like to work with.

Liability coverages will most likely be average to high. Average, due to the fact that the typical driver found behind the wheel of one of these vehicles is middle aged and usually has a kid; which means it doesn’t have the reputation of getting into reckless accidents. Possibly higher, because it is a jeep SUV and the 2012 Jeep Compass is going to be able to cause more damage to anything it hits, as compared to a sedan or an economy car.

Now with all that being said, the Jeep Compass does have different models available.  While most of the models will see average insurance rates, as compared to other similar cars, there is one model that does Jeep credit and sticks out. The 2012 Jeep Compass Sport was ranked as the 4th cheapest vehicle to insure in 2012 by insure.com.

So if you are interested in a 2012 Jeep Compass, you need to makes sure to do your research on all the different versions it comes in.