Insurance Analysis of the 2012 Kia Sportage

The 2012 Kia Sportage is a crossover worth taking a look at for a good insurance premium.

The 2012 Kia Sportage is a crossover with a pretty premium.

The 2012 Kia Sportage stands its own ground when you compare it to other crossovers on the market today. It has the same sporty look as other crossovers, but it has been rated as one of the safer crossovers to drive. Add that to the low starting price of $19,000, and the small insurance premium just becomes the icing on the cake.

2012 Kia Sportage IIHS Ratings

The 2012 Kia Sportage is a “Top Safety Pick” for the Insurance Institute of Highway Safety (IIHS). It rated as good in all testing categories (front crash, side impact, roof strength, and rear crash/head restraints) with the IIHS; which is a huge improvement over the last 10 years of testing for the Sportage. In the past, the Sportage struggled with moderate, average, and even poor ratings in some of its testing.

Coming back strong with good ratings in all categories with this new design, and being rated as a “Top Safety Pick”, shows that KIA is taking its poor ratings from the past seriously.

Insurance for the 2012 Kia Sportage

The insurance on the 2012 Kia Sportage is going to be something that no one is going to squawk at. It was rated as the 13th least expensive vehicle to insure. Now, this isn’t just the one of the least expensive crossovers to insure, this means out of all the vehicles that are sold across the country, only 12 other vehicles have a cheaper insurance premium than the 2012 Kia Sportage.

In terms of crossovers, there are only two that are cheaper to insure than the 2012 Kia Sportage. The cheapest being the Jeep Compass and the next cheapest being the Dodge Journey.

This lower insurance premium makes sense. The Sportage has been on the market for at least 10 years, giving it a good supply of aftermarket parts.

It is also not an expensive vehicle at all. Compared to other crossovers being sold today, the Kia Sportage carries one of the lowest price tags. The cheaper vehicle price means that the parts will also be cheaper for insurance companies to buy in the event of an accident; decreasing the price of the comprehensive and collision coverage.

In terms of your medical coverage, with the vehicle being a “Top Safety Pick”, you are looking at a lower premium because of the decreased likelihood of high or any medical bills from an accident.

2012 Kia Sportage Recalls

There have been no recalls for the 2012 Kia Sportage.