Looking for High Car Insurance Prices? You Can Find It in These 5 Cities

All people in these 5 cities have to do to escape high car insurance is move.

There are very few drivers, and I definitely don’t know them, that don’t mind high car insurance premiums. Most drivers want to pay the least amount they can for car insurance. Unfortunately, for drivers in the following 5 cities, they are living the most expensive cities for car insurance premiums, whether they like it or not.

For most, just moving out of these cities will decrease their high car insurance.

(Please note that these annual averages from Runzheimer International are from 2011 as that is the data available at this time).

Highest City #5: Newark, New Jersey

I am not at all surprised to see a city in New Jersey in this list. The state as a whole has high car insurance (avg. $1,608), and regularly sits well above the average insurance premium that the rest of the nation pays. It is not anywhere near the highest state for insurance, though.

For the poor citizens in Newark their average car insurance is $2,867, which is just about double the national average of $1,438.

Highest City#4: Miami, FL

Not everything is perfect in paradise as the drivers in Miami can attest to. The state average for car insurance premiums may be $1,654, but drivers in Miami pay a high car insurance price of $3,388. These high car insurance rates are thanks to premiums hikes to cover both the increasing claims fraud and no-fault insurance laws.

Highest City #3: New Orleans, LA

Getting inexpensive car insurance is not all that easy in the Big Easy. With insurance premiums more than double the national average at $3,599 drivers in New Orleans might want to think about walking to save money.

Highest City #2: Philadelphia, PA

The City of Brotherly Love is definitely not feeling the love from the car insurance companies. Philadelphia doesn’t have the distinction of being the city with the highest car insurance premium though ; in fact it isn’t even close to number one. But having an average annual premium of $4,076 when the rest of your state is only paying $1,598 is pretty bad.

Highest City #1: Detroit, MI

Oddly enough, the motor city has the distinction of having the highest car insurance premiums of all the cities in the United States. Detroit has average annual insurance premiums of $5,941! That average premium is over 4 times the amount of the national average.

Looking at the locations for the 5 cities that top the list for high car insurance makes me glad I live out west.