Why You Need Your Santa Ana Car Insurance

Your Santa Ana car insurance is a better investment than you think.

Even if was not required, Santa Ana car insurance is an investment worth making.

Whether you realize it or not, Santa Ana car insurance is actually an investment that you make for your safety. Like any other investment, you never know if you will end up getting to cash out a profit, or in the case of insurance you never know when you will have to cash in on the protection it offers.

The only difference is that Santa Ana car insurance is required, while making an investment in a company is not.

The Required Part of Santa Ana Car Insurance

Just about every state in America requires that their drivers carry car insurance. So it shouldn’t be a surprise to hear that if you drive in California you will be required to have insurance coverage.

California even tracks the insurance coverage of each registered vehicle in the state. So if you drop your insurance coverage, they will know about it.

In addition to being required to have insurance at all, California has done you the favor to tell you specifically what coverages you need to have. You need to invest in 3 liability coverages, which broken down is 2 bodily injury liability coverages and 1 property damage liability coverage.

The bodily injury liability coverages need to have limits of $15,000 per person and $30,000 per accident. The property damage liability coverage on the other hand, only has to have $5,000 in coverage.

How Santa Ana Car Insurance is an Investment

You invest in a company in an attempt to make money. If the company does well you make more money, if it does bad you lose your money.

With your Santa Ana car insurance, you invest in the coverage in an attempt to save money. If you get into a car accident your investment will pay for your damages and the damages you cause to others, if you don’t make this investment then you lose money by having to payout for damages from a car accident.

Why You Need to Invest in Santa Ana Car Insurance

Santa Ana is the second most dangerous city to drive in for Orange County. Per the California Highway Patrol, in 2010 there were 1,461 car accidents in Santa Ana that involved an injury. Of these 1,461 accidents, 10 of them had a fatality. That same year there were only 100 fatalities total for all of Orange County, meaning that Santa Ana accounted for 10% of the car accident fatalities for the county.

Santa Ana did make the top of the list for the most pedestrians (134) and bicyclists (151) involved in a car accident, though.

With such high car accident numbers for the city, your chance of getting into a car accident is higher here than anywhere else in the county (except Anaheim). To protect your finances in the event that you end up as one of these statistics, you need to invest in Santa Ana car insurance.