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Plymouth Rock Car Insurance Discounts (Massachusettes)

Written by Michele Wilmonen. Posted in Research Last Updated: 07/19/2015

Finding ways to save money with Plymouth Rock car Insurance Discounts.

You just never know where you are going to find Plymouth Rock car insurance discounts on your policy. Not only do they offer the standard car insurance discounts, but you ca also find a lot of unique ones with them.

Plymouth Rock Vehicle Discounts

  • Anti-Theft: Up to 36% discount for car that have qualifying anti-theft devices.
  • Low Mileage: Up to 30% discount for not driving your car all that often.
  • Plymouth Rock Policy Discounts
  • eDocument: Up to a 5% discount for new Plymouth Rock customers who enroll within 30 days after your policy effective date to receive eDocument.
  • Paid in Full: Up to 4% discount for paying your car insurance premium in full.
  • Advanced Issue: Up to 7% for getting your Plymouth Rock car insurance policy at least 7 days before the effective date.

Plymouth Rock Driver’s Discounts

  • Safe Driver: Up to 15% discount for drivers with clean records.
  • Advanced Driver Training: Up to 5% discount for drivers completing a cetified training course.
  • Student Away at School: Up to 15% discount for drivers who are students that live more than 100 miles from home and who don’t have regular access to the vehicle.
  • Good Student: Up to 15% discount for drivers who are high school or college students with a 3.0 GPA or higher average with less than 3 Merit Rating points on their record. This discount cannot be combined with the Student Away at School discount.
  • Age 65 or Older: Up to 25% discount for drivers 65 and older.
  • Plymouth Rock Policy Discounts
  • Companion Policy: Up to 14% discount for clients with an eligible Bunker Hill policy (home, condo, renter’s or fire).

Plymouth Rock Special Discounts

  • WBUR membership: Up to a 7% discount for members of Massachusetts public radio station WBUR.
  • SBLI policyholders: Up to a 10% discount for Savings Bank Life Insurance Health and Safety Group members.
  • WFCR membership: Up to a 6% discount for members of Massachusetts public radio station WFCR.
  • AARP Massachusetts Auto Insurance Program: Up to a 6% discount for AARP mambers.
  • Appalachian Mountain Club: 10% discount for Appalachian Mountain Club members  if they buy their car nsurance through the Environmental Insurance Agency.

Please note though, that because we are not Plymouth Rock we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current Plymouth Rock car insurance discounts that are offered by the company, contact your Plymouth Rock insurance agent or enter your zip code at the top of the screen for a personalized quote.

 

Progressive Car Insurance Discounts

Written by Michele Wilmonen. Posted in Research Last Updated: 06/29/2015

Finding ways to save money with Progressive car insurance discounts.

Not a whole lot of Progressive car insurance discounts listed on the company’s website for their customers. The ones that are listed are very basic and can be found with any other insurance company.  There are two that stick out though and those are the ones that reward you for doing policy stuff online.

There very well could be a lot more available that they just don’t wont to share, so when you get a quote for car insurance from Progressive make sure to ask what discounts they gave you.

Progressive Vehicle Discounts

  • Multi-Car Discount: Having multiple cars on your insurance policy can qualify you to save more money on your premium.

Progressive Drivers Discounts

  • Good Student Discount: Having a young driver that keeps their grades above a certain level on your policy, will qualify you for this discount.

Progressive Policy Discounts

  • Multi-Policy Discount: Get a discount for having multiple policies with Progressive.
  • Homeowners Discount: Owning your house, condo or mobile home can save you money on your policy
  • Continuous Coverage Discount: Keeping your insurance inforce continuously can also earn you more money of your policy with us.
  • Online Discount: Start your auto insurance quote with Progressive online and they will decrease your premium.
  • Online Signing: Get a discount if you sign your Progressive car insurance documents online when you buy your policy.

Please note though, that because we are not Progressive we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current Progressive car insurance discounts that are offered by the company, contact your Progressive insurance agent or enter your zip code at the top of the screen for a personalized quote.

Nationwide Car Insurance Discounts

Written by Michele Wilmonen. Posted in Research Last Updated: 06/29/2015

Finding ways to save money with Nationwide car insurance discounts.

Overall, Nationwide car insurance discounts are similar to what you see with other insurance companies. They do offer some special discounts on your car insurance policy though, if you are affiliated with certain groups.

The most interesting of the discounts offered is the Nationwide Family Plan. This discount allows you to share your discounts with other drivers in your home.

Nationwide Vehicle Discounts

  • Anti-theft discount: Receive a discount on your Nationwide car insurance if you have an anti-theft device installed in your vehicle.

Nationwide Drivers Discounts

  • Accident free discount: 10% off your premium if you have 5 years or more of safe driving under your belt.
  • Good student discount: Get up to a 15% discount on your car insurance premium if you teen driver earns a B average or above on their report card.
  • Defensive driving discount: If you can complete an approved driver safety course, we will give you up to 10% off of your car insurance premium. You may have to be over 55 to participate in your state.

Nationwide Policy Discounts

  • Multi-policy discount: Wrap your Nationwide home, auto, and life insurance policies together and you could save up to 25%.
  • Nationwide Family Plan®: Share your discounts with other members of your household with Family Plan.
  • Easy Pay Sign-Up Discount: Get signed up for our paperless billing and pay your premium by electronic funds transfer save even more money.

Nationwide Special Discounts

  • Farm Bureau discount: Save up to 10% in certain states when you join the Farm Bureau. No, you don’t have to live on or near a farm.
  • Affinity car insurance discount: Save up to 10% on your auto insurance if you are a member of a partner business or organization.

Please note though, that because we are not Nationwide we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current Nationwide car insurance discounts that are offered by the company, contact your Nationwide insurance agent or enter your zip code at the top of the screen for a personalized quote.

Mercury Insurance Car Insurance Discounts

Written by Michele Wilmonen. Posted in Research Last Updated: 06/25/2015

Trying to find ways to save money with Mercury Insurance car insurance discounts.

Mercury Insurance car insurance discounts are pretty basic. There are no special discounts that really stand out and even with the ones they do have listed, they are sparse. However, their website also encourages you to contact your local agent that writes Mercury Insurance about discounts. So there is a good chance that they do offer more car insurance discounts than what they have listed on their website.

Mercury Insurance Vehicle Discounts

  • Multi-Car Discount: Put more than one vehicle on your policy and get the convenience of having all your vehicles insured in one place, as well as a discount on your premium.

Mercury Insurance Drivers Discounts

  • Good Driver discount (your driving record)
  • Good Student Discount: Driver that are under the age of 25 and achieve at least a B average get special savings on their premium.

Mercury Insurance Policy Discounts

  • Multi-Policy Discount: Having multiple policies with Libery Mutual will get you additional savings off your premium.

Please note though, that because we are not Mercury Insurance we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current Mercury Insurance car insurance discounts that are offered by the company, contact your Mercury Insurance insurance agent or enter your zip code at the top of the screen for a personalized quote.

Liberty Mutual Car Insurance Discounts

Written by Michele Wilmonen. Posted in Ask An Insurance Question, Research Last Updated: 06/21/2015

Finding ways to save money with Liberty Mutual car insurance discounts.

Liberty Mutual not only has your basic discounts, but they seem to be really big in offering discount to drivers that are starting new phases in their life.  For example, they offer discounts to newlyweds, graduates, and newly retired drivers. So if you are about to have some major life changes, this may be a company that you will want to check out.

Liberty Mutual Vehicle Discounts

Vehicle Safety Features Discount: A discount for having standard features such as anti-theft and anti-lock brakes, as well as innovative features including adaptive cruise control, lane departure warning and collision preparation systems in your vehicle.

Hybrid Vehicle Discount: Special discount for our customers who have hybrid cars on their policy.

Multi-Car Discount: Put more than one vehicle on your policy and get the convenience of having all your vehicles insured in one place, as well as a discount on your premium.

Liberty Mutual Drivers Discounts

  • Teen Driver Discount: Special discount for teen drivers that drive responsibly.
  • Good Student Discount: Driver that are under the age of 25 and achieve at least a B average get special savings on their premium.
  • New Graduate Discount: Discount for drivers that have recently graduated.
  • Newly Married Discount: Get the right coverage with special savings for newlyweds.
  • New Move Discount: Discount offered for drivers that are moving, and is given whne you update your address.
  • Newly Retired Discount: Now that you’re retired, get the right coverage with special savings for new retirees.

Liberty Mutual Policy Discounts

  • Multi-Policy Discount: Having multiple policies with Libery Mutual will get you additional savings off your premium.
  • Exclusive Group Savings: If you are a member or employee of any of the more than 14,000 employers, groups, credit unions or alumni associations that are a part of Liberty Mutual’s affinity program.
  • New to Liberty Mutual Vehicle Discount: When you add or change a vehicle on your policy, you’ll not only enjoy personalized service and expert advice, you’ll receive savings on your premium.

Please note though, that because we are not Liberty Mutual we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current Liberty Mutual car insurance discounts that are offered by the company, contact your Liberty Mutual insurance agent or enter your zip code at the top of the screen for a personalized quote.

 

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Car Insurance Guidebook Unravels the Car Insurance Mystery

Unless you work in the car insurance industry, the topic is probably a mystery to you. The words deductible, comprehensive, collision, liability, premium, loss of use and bodily injury are all gibberish when they reach your ears.

Unfortunately, insurance is something that you are required to have by law if you want to drive. Because of how confusing it is many people go around in almost an insurance daze while they get car insurance quotes from the auto insurance companies that they have heard of. In reality, they are completely lost as to what they are actually buying.

Instead of looking at what each insurance company offers in the terms of protection for both themselves and their car, they are instead looking for cheap car insurance. Finding the cheapest car insurance coverage makes having to buy the required product all that much less painful, but misses the whole point of having insurance.

Learning about insurance through your insurance agent or websites like Car Insurance Guidebook will give you the upper hand when you looking for car insurance. You can take your knowledge and not only find the best price for insurance, you can use it to find really great insurance to protect you and your assets. Then you aren’t stuck settling for just average car insurance that can hurt you financially if you ever need it because there isn’t enough protection.

For example, when looking for insurance the car insurance rates are just the first of many factors that need to be taken into account when you are shopping around for car insurance. You also need to take into account the type of vehicle that you are driving. Many people don’t know this.

Are you driving around a vehicle that is a new sedan and can be protected under any blanket insurance policy? Or do you have an old car that you fixed up that needs special protection and could be better covered under classic car insurance?

Don’t just assume that when you compare car insurance that it will be a one-size-fits-all policy. This is where the insurance knowledge will come in handy; you will know what you need to protect yourself and your vehicle.

You will understand what your insurance agent is talking about when they use insurance terms and you will actually be able to make an informed decision. This is much better for you instead of the “nod and smile” approach people take in their insurance agent’s office.

Also just like your life changes your insurance needs will change. This year you may just need to learn about the best deductible to have. Next year you may need to educate yourself on car insurance for young drivers. As the years pass, motorcycle insurance may be something you will need to know.

Many wise people say that you never stop learning, so take their advice and educate yourself on the insurance that you spend a lot of money on and can’t get away with not having.