Current Stockton car insurance isn’t the only thing required to keep your license valid and you on the road.

If you would like to remain on of these blurs, keep your driving safe and your Stockton car insurance current.

Like the website for the City of Stockton says, “In California, driving is a privilege, not a right.” To be able to qualify for this privilege, you have to follow their rules, which include getting and keeping your driver’s license valid, not being dangerous on the road, and keeping your Stockton car insurance active.

Failure to do any of these major three things will result in you losing that privilege that you enjoy so much.

No Stockton Car Insurance = No Driving

The State of California is a stickler when it comes to you having current Stockton car insurance in place if you plan on driving. You have to have Stockton car insurance when you register your vehicle in the first place, and the state keeps track of your insurance coverage electronically from that point on.

So if your policy is cancelled or non-renewed for any reason and you fail to find new insurance, the state will know and your vehicle registration will be suspended.

To keep your vehicle registration active, make sure that you have at least the following insurance coverages on your vehicle:

• $5,000 property damage liability coverage
• $15,000 bodily injury liability coverage for one person
• $30,000 bodily injury liability coverage for multiple injuries

Other Ways to Lose your Driving Privileges

Letting your Stockton car insurance lapse is only one of the many ways that you can lose your privilege of driving your car. To keep the rest of us on the road safe, you can also lose your driver’s license for dangerous driving.

Not sure what dangerous driving will get your license taken away? The City of Stockton was kind enough to specifically point out to drivers exactly what actions to avoid if they wish to stay on the road, these actions include:

• You have been arrested for D.U.I.
• You have refused a chemical test for blood alcohol.
• You have been involved in a collision without insurance.
• You failed to appear in court.
• You failed to complete a court-ordered program.
• You violated your probation or parole.
• You failed to pay your court-ordered child support.
• You have been issued a citation for being an unlicensed driver.
• You have medical restrictions.

The funny thing is, that many of the above actions can also get your car insurance cancelled. So not only will you be without a driver’s license at this point, you will also no longer have the Stockton car insurance that you need to keep your car registration active.

The minimum required Anchorage Car Insurance does not protect you enough from Alaskan driving hazards.

The minimum Anchorage car insurance coverage won’t pay anything when one of these guys total your car.

Every state in the U.S. requires that their drivers carry car insurance, and Alaska is no exception. The only difference is that there are certain areas in the state where it is not required for drivers to register their vehicles, and for those areas only you are not required to carry car insurance.

Anchorage is not one of these exempt places, and drivers here are required to carry a certain amount of Anchorage car insurance to be able to drive legally. However, even with being required to have insurance it may not be enough to protect you from common driving dangers in Alaska.

What Is the Minimum Anchorage Car Insurance Needed?

The State of Alaska requires that all registered vehicles carry no less than the following Anchorage car insurance:

• $50,000 in liability coverage to pay for the medical bills of a single person you injure in a car accident
• $100,000 in liability coverage for medical bills if there are two or more people injured in an accident you cause
• $25,000 in liability coverage for property that you damage in an accident

Why You Need More Than the Minimum Required Insurance

As you can see from the Anchorage car insurance requirements above, they are all liability coverages. Liability coverage in car insurance only covers the damages you cause to another person. Yes, it is beneficial coverage for you because you don’t have to pay for these damages out of your own pocket, but these coverages do not pay for your own medical expenses or damages to your vehicle.

You will have to pay for these items on your own, unless you purchase additional Anchorage car insurance that pays for your damages.

Here are just a handful of reasons from the Alaska Department of Transportation’s traffic records from 2009 as to why you need to purchase more than the minimum required Anchorage car insurance:

• There were 575 moose vs. car accidents (1 -2 everyday), which made up 4.5% of all car accidents in Alaska that year. Of these 575 accidents, 24.2% of them happened around Anchorage.
• 49% of accidents happened on roads that were covered in ice or snow
• 14% of all accidents were vehicle vs. fixed object crashes
• 28% of all car accidents only involved one vehicle
• There were 901 accidents where the person that caused the accident left the scene without providing their personal or insurance information.

These statistics show just how many car accidents happen in Alaska due to circumstances that cannot be controlled by the driver. They also show how many single car accidents happen in a year. And when it is just you in the accident, there is no other driver to hold liable or to pay for the damages to you and your vehicle.

So before you become one of these statistics and find yourself with medical bills you can’t pay or vehicle damage you can’t afford to fix, contact your local agent today to find out how much Anchorage car insurance you need to be adequately protected.

Lexington car insurance has more to do with protecting you than you think.

You never know when it is your time for an accident and you will need Lexington car insurance.

Many drivers often wonder if their being forced to carry car insurance is because of insurance companies lobbying the government so that they can make more money. I can’t attest to how much lobbying happens on behalf of car insurance companies, but I can say that I am personally glad that states require drivers to carry car insurance.

Why Required Lexington Car Insurance Should Make You Happy

The fact that Lexington car insurance is required by the State of Kentucky should make you happy for two reasons. One, if you ever make a mistake and cause an accident your required Lexington car insurance will pay for the damages you cause. This means you won’t be financially ruined by having to pay for the damages out of your own pocket.

Two, your vehicle damage and medical expenses will be paid for if someone else hits you. Without the requirement of Lexington car insurance you could end up having to pay for your own damages and medical expenses if the other person didn’t have insurance. Yes, you could take them to court to make them pay for the damage they caused. But, then you have to wade through the legal system and then hope that they would actually pay the court mandated amount.

Think You Don’t Need Lexington Car Insurance?

Are you one of those drivers that think that you are such a good driver that they will never get into a car accident? There are a number of flaws with this thinking.

First, they are called “car accidents” for a reason. They don’t happen on purpose, they happen on accident. Sometimes there are just things that are completely out of your control that makes you lose control of your vehicle and leads to an accident.

Second, you can’t control how other people drive or if they cause an accident. All you can do is make sure that you have enough Lexington car insurance to protect yourself, and that the other person is driving legally with their own car insurance.

Still think you will be able to avoid a car accident? Well, think about this then. In 2012, per the Kentucky State Police, there were a total of 147,838 in the State of Kentucky. And of all the counties, Fayette County (where Lexington is located) had the most car accidents in the entire state with 3,134 accidents in 2012.

That means that every single day in Fayette County, there are at least 8-9 car accidents. Still think you don’t need to have Lexington car insurance to protect you?

Forgetting to pay your Pittsburgh car insurance or parking tickets will end badly.

Getting around by foot may be your only option if you fail to pay your Pittsburgh car insurance or your parking tickets.

There are just some things in life that you should never forget to pay, like your Pittsburgh car insurance and any outstanding parking tickets. Forgetting to pay for Pittsburgh car insurance will cost you money, your license, and even your vehicle (temporarily). While unpaid parking tickets can lead to you losing your vehicle (permanently).

Forgetting Your Pittsburgh Car Insurance

The State of Pennsylvania has determined that all drivers in their state must carry a specific amount of car insurance. For drivers that refuse to purchase this insurance or get cancelled because they forgot to pay their premium, there are consequences.

Getting caught with no Pittsburgh car insurance can lead to:

• Vehicle impoundment
• A fine of $300 or more for driving without Pittsburgh car insurance
• Your driver’s license and vehicle registration being suspended for 3 months
• Fees to get your driver’s license and vehicle registration restored

If you aren’t sure if you are current on your Pittsburgh car insurance policy, contact your insurance agent immediately. They can advise you if you are okay, or if you need to purchase a policy right away.

Forgetting to Pay Your Parking Tickets

Pittsburgh isn’t fooling around when it comes to unpaid traffic tickets. Per the Pittsburgh Code of Ordinances, if you have five or more unpaid tickets, summonses, or other misc. process against your vehicle for illegal parking, being stopped, or standing you (and your vehicle) are deemed a public nuisance. That’s right; they officially dub you a public nuisance.

Once they catch up with you, your vehicle will be either towed away immediately or it will be booted. If you don’t take care of your parking tickets within 72 hours of getting a boot on your vehicle, then you are going to get towed away anyhow.

After your vehicle gets towed away, you then get 15 days to reclaim your vehicle. Reclaiming your vehicle entails paying your parking tickets, your impound fees, and any other fees you may have racked up at this point.

If you don’t reclaim you vehicle by day 15, it will be sold at auction 15 days later. In other words, pay your parking tickets or lose your car. Better yet, don’t get the parking tickets in the first place!

So, if you don’t want to be able to keep driving your vehicle keep your Pittsburgh car insurance up to date and don’t collect the parking tickets like they were baseball cards.

The minimum amount of Corpus Christi car insurance required may not be enough to protect you.

Believing that a car accident will never happen to you is not a reason to only carry the minimum Corpus Christi car insurance.

Many drivers on the road go with just the minimum amount of Corpus Christi car insurance that is required by Texas law. They may do this because they don’t like being forced to purchase car insurance by the government, but most do it because they are trying to pay as little as possible for car insurance and still be able to drive.

Unfortunately, the minimum required coverage for Corpus Christi car insurance is more for the protection of the person you hit. It does nothing for your own vehicle damages and injuries.

What Are the Minimums for Corpus Christi Car Insurance?

The minimum amount of car insurance that the State of Texas requires for Corpus Christi car insurance is 30/60/25. Broken down this means:

• 30 = $30,000 is the minimum amount coverage that you have to carry to pay for the medical expenses for one person in an accident that you cause.
• 60 = $60,000 is the minimum amount of coverage that you have to carry to pay for the all of medical expenses per accident.
• 25 = $25,000 is the minimum amount of coverage that has to be carried to pay for the damage you cause to property that you do not own.

What Should I Carry?

The required Corpus Christi car insurance is all liability coverage, so it only pays for the expenses and damage that you cause to another person. To protect your own vehicle, you need to carry collision and comprehensive coverage. There is no limit on these two coverages as you are paying for all of your damages to be taken care of. You will have to choose a deductible for your coverage though, which is the amount of money that you will have to pay first before the insurance company will pay for any of the damage.

For your Corpus Christi car insurance company to pay for any of your medical expenses from an accident you have to add personal injury protection coverage or medical payments coverage. These two coverages will spare you from having to pay for these types of expenses out of your own pocket.

Why in the World Do I Need That Much Extra Corpus Christi Car Insurance?

If you go with just the required Corpus Christi car insurance you will end up having to pay for the damages to your car and your medical expenses out of your own pocket. And if you don’t think a car accident will ever happen to you, just take a look at these Corpus Christi car accident statistics from 2012:

• 7.758 total accidents that year alone
• Someone died in 26 of these 7,758 car accidents
• 2,527 car accidents resulted in an injury
• 27 people died in a car accident in 2012

(Statistics from the Texas Department of Transportation)

So if you don’t think that a car accident will happen to you, I bet that the drivers of most of those 7, 758 car accidents thought the same thing. Don’t let a car accident ruin you financially because you only wanted to carry the minimum required insurance coverage. Make sure that your Corpus Christi car insurance policy has enough coverage to protect not only the person you accidentally hit, but you as well.