Stockton Car Insurance and Driving Privileges

Current Stockton car insurance isn’t the only thing required to keep your license valid and you on the road.

If you would like to remain on of these blurs, keep your driving safe and your Stockton car insurance current.

Like the website for the City of Stockton says, “In California, driving is a privilege, not a right.” To be able to qualify for this privilege, you have to follow their rules, which include getting and keeping your driver’s license valid, not being dangerous on the road, and keeping your Stockton car insurance active.

Failure to do any of these major three things will result in you losing that privilege that you enjoy so much.

No Stockton Car Insurance = No Driving

The State of California is a stickler when it comes to you having current Stockton car insurance in place if you plan on driving. You have to have Stockton car insurance when you register your vehicle in the first place, and the state keeps track of your insurance coverage electronically from that point on.

So if your policy is cancelled or non-renewed for any reason and you fail to find new insurance, the state will know and your vehicle registration will be suspended.

To keep your vehicle registration active, make sure that you have at least the following insurance coverages on your vehicle:

• $5,000 property damage liability coverage
• $15,000 bodily injury liability coverage for one person
• $30,000 bodily injury liability coverage for multiple injuries

Other Ways to Lose your Driving Privileges

Letting your Stockton car insurance lapse is only one of the many ways that you can lose your privilege of driving your car. To keep the rest of us on the road safe, you can also lose your driver’s license for dangerous driving.

Not sure what dangerous driving will get your license taken away? The City of Stockton was kind enough to specifically point out to drivers exactly what actions to avoid if they wish to stay on the road, these actions include:

• You have been arrested for D.U.I.
• You have refused a chemical test for blood alcohol.
• You have been involved in a collision without insurance.
• You failed to appear in court.
• You failed to complete a court-ordered program.
• You violated your probation or parole.
• You failed to pay your court-ordered child support.
• You have been issued a citation for being an unlicensed driver.
• You have medical restrictions.

The funny thing is, that many of the above actions can also get your car insurance cancelled. So not only will you be without a driver’s license at this point, you will also no longer have the Stockton car insurance that you need to keep your car registration active.