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Cheapest Car Insurance in California

Written by Todd Clay. Posted in Rates Last Updated: 03/18/2009

Check out the cheapest 25 insurers according to our independent research in the Golden State.

CA State Capitol

California State Capitol

Looking for the cheapest car insurance in California?

If you had to call every insurance company in California, it would be time-consuming task.  But don’t worry.  We collected rates from 40+ insurers and saved you a bunch of time.

Taken from our sample rates in six separate categories of drivers, we’ve compiled a helpful list from the Golden State.  I did not say ‘best’, I just said cheap.

Bear in mind, every driver is different.  What you see below is a sample of drivers ages 20-55, both male and female.  Prices listed are NOT the same as the price you will receive from the companies below, even if you just get liability coverage.

In addition, these are NOT quotes from these companies.  This is a general guide to help you narrow your choices when shopping for car insurance.

Rank

Car Insurance Companies in California

Average Premium

1

Wawanesa

$478.67

2

Mercury

$617.73

3

Metropolitan Direct

$627.60

4

Pacific Specialty

$636.90

5

AAA

$643.53

6

USAA

$656.73

7

Safeco

$663.00

8

GEICO

$669.20

9

Amica Mutual

$669.87

10

California Casualty

$718.33

11

Western United

$727.20

12

Progressive Choice

$727.33

13

Allstate

$737.60

14

Hudson

$737.83

15

Unitrin Direct

$741.93

16

Nationwide

$783.10

17

QBE

$785.87

18

21st Century

$787.60

19

California Capital

$804.10

20

Esurance

$804.73

21

Hartford

$804.77

22

Horace Mann

$811.53

23

American International Ins Co of CA

$818.67

24

GMAC/Integon Preferred

$823.40

25

CSE

$839.40

Note:

Rates collected in 2007-2008.
All data is courtesy of the California Department of Insurance.
For more information, view our Disclosure.

Cheap Car Insurance in California (35-55, Male)

Written by Todd Clay. Posted in Rates Last Updated: 11/07/2008

We compiled data on the cheap auto insurance companies for males, ages 35-55 in the Golden State.

California Driver

California Driver

If you’re looking for the cheap car insurance rates in California, you’ve come to the right place.  If you’re a male between the ages of 35-55, even better.  If you don’t fall into that category, check out our article on the cheapest car insurance in California here.

It’s downright painful to get quotes from 40+ car insurance companies.  But rest easy.  We’ve done the hard work for you.

We compiled the best rates for clean drivers according to the California Department of Insurance.  That means male drivers (35-55) who haven’t had any accidents or tickets for the last 3 years. In addition we only show prices for liability coverage.  These are just sample rates from five different areas of the state.

Still, every driver is different.  What you see below is a sample of male drivers ages 35-55.  Prices listed are NOT the same as the price you will receive from the companies below, even if you just get liability coverage.  In addition, these are NOT actual quotes.  This is a general guide to help you shop for the best rate in California.

I hope it’s helpful.

Rank California Car Insurance Company Average Premium
1 Metropolitan Direct $385.60
2 USAA $412.80
3 Wawanesa $442.60
4 Safeco $494.20
5 Mercury $498.80
6 Pacific Specialty $505.40
7 GEICO $508.40
8 Amica Mutual $509.60
9 Western United $520.20
10 AAA $532.00
11 QBE $537.60
12 California Capital $539.40
13 Esurance $543.20
14 IDS Property Casualty $557.20
15 California Casualty $559.60
16 Nationwide $568.60
17 Commerce West $584.40
18 State Farm $585.20
19 American International Ins Co of CA $588.60
20 Farmers/Mid-Century $593.80
21 CSE $597.20
22 21st Century $599.20
23 GMAC/Integon Preferred $603.60
24 Workmen’s Auto $609.20
25 Allstate $614.80

Rates collected in 2007-2008.
All data is courtesy of the California Department of Insurance.
For more information, view our Disclosure.

Cheap Car Insurance in California (35-55, Female)

Written by Todd Clay. Posted in Rates Last Updated: 11/07/2008

We’ve compiled some cheap auto insurance rates for females, ages 35-55 in the Golden State

Waiting for a light in NoCal.

Waiting for a light in NoCal.

Trying to find cheap car insurance in California?  You’ve come to the right place.  If you’re a female driver between the ages of 35-55, you’re in luck.  Don’t fall into that category?  No problem.  Check out our article on cheapest car insurance in California.

It’s pretty hard to get quotes from 40+ insurers in the State.  Why call all those companies when you could be at the beach?  But rest easy.  We’ve done the hard work for you.

We compiled the best rates for female drivers who are clean according to the California Department of Insurance.  That means female drivers, ages 35-55 who haven’t had any accidents or tickets for the last 3 years. In addition these rates only show prices for liability coverage.  Another caveat: it’s just a sample rate from five different areas in the state – it’s not a comprehensive price comparison from all areas.

Still, every driver is different.  What you see below is a sample of female drivers ages 35-55.  Prices listed are NOT the same as the price you will receive from the companies below, even if you just get liability coverage. In addition, these are NOT actual quotes.  This is a general guide to help you shop for the best car insurance rate in California.

I hope it’s helpful.

Rank

Car Insurance Company in California

Average Premium

1

Metropolitan Direct

$356.40

2

Wawanesa

$381.00

3

USAA

$396.20

4

GEICO

$452.80

5

Mercury

$470.00

6

Amica Mutual

$483.20

7

QBE

$490.00

8

Pacific Specialty

$498.00

9

Safeco

$510.60

10

AAA

$512.40

11

IDS Property Casualty

$575.60

12

Esurance

$577.20

13

Horace Mann

$578.00

14

Nationwide

$581.60

15

California Capital

$582.00

16

Commerce West

$584.00

17

Farmers/Mid-Century

$588.40

18

21st Century

$590.80

19

Western United

$595.00

20

California Casualty

$595.80

21

CSE

$598.80

22

Hudson

$598.80

23

American International Ins Co of CA

$600.60

24

Kemper

$613.80

25

Allstate

$616.20

Rates collected in 2007-2008.
All data is courtesy of the California Department of Insurance.
For more information, view our Disclosure.

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