The Back Up Has Back Up When Enforcing Nashville Car Insurance and Parking Laws

No matter if you are driving your car or have it parked in Nashville, there are rules and penalties being enforced for everything.

Downtown Nashville may be beautiful, but make sure you park where you are supposed to.

Trying to get away with anything in Nashville is almost impossible with all the law enforcement agencies they have enforcing both traffic and parking laws. There are three different agencies out patrolling the roads making sure that you are driving safe and carrying insurance. And there are many different agencies in Nashville making sure that you park your car correctly.

While Driving, Carry Nashville Car Insurance

Every state, except Alaska, requires that their drivers carry car insurance on their vehicle in every part of the state and every city they drive in. The state creates the required insurance laws and drivers buy the coverage in the area they live in, like Nashville. Then that Nashville car insurance provides protection for anywhere they drive.

The car insurance laws however, are enforced by every law enforcement agency within the state border, not just the state law enforcement agencies. This means that you will get in trouble for not carrying the required state car insurance with the county sheriff and city police officers, just like you would the Tennessee Highway Patrol.

To keep yourself out of trouble across the state, make sure that while you are driving your vehicle that you are carrying at least the following insurance coverages:

• 25/50 for bodily injury liability coverage ($25,000 for one person’s injuries, $50,000 for injuries of one or more people)
• 15 for property damage liability coverage ($15,000 of coverage to pay for damages you do to another person’s vehicle or property with your vehicle).

Skipping the Nashville Car Insurance

If you would prefer to drive without Nashville car insurance, no one can stop you. However, if you are caught by a Nashville police officer without car insurance they will give you a slap on the hand with a fine of no more than $100 and a Class C misdemeanor on your record. That’s not too bad of a punishment for saving all that money from not having to pay those insurance premiums, right?

Oh wait, I forgot something. Nashville then reports to the State of Tennessee that they caught you driving without insurance. The state then steps in and your driver’s license and car registration are both automatically suspended.

Parking in Nashville

Along with mandatory insurance requirements, drivers have to deal with parking issues in Nashville as well. And parking in Nashville is not any less of a pain than it is in any other city. In fact, it may be a little more of a pain as there are 6, yes 6, different agencies that give out tickets to drivers that have broken parking rules.

If you get a parking ticket, you have 45 days to pay it or plead “not guilty” and request a court date to fight the ticket. But whatever you decide to do, don’t ignore the ticket. Ignoring the ticket will just make things so much worse.

The best way to avoid all the problems associated with these parking tickets though, is to be extra vigilant of parking signs and rules when parking in Tennessee.