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2012 Toyota Rav4 Insurance Analysis

Written by Michele Wilmonen. Posted in Research Last Updated: 08/16/2012

The 2012 Toyota RAV4 is the new model of SUV, with a better safety rating.

2012 Toyota RAV4

2012 Toyota RAV4

The 2012 Toyota RAV4 is now going into its second year with its newly redesigned structure. Even with the redesign, the 2012 Toyota RAV4 has continued to receive high marks for safety. The only difference is that the vehicle looks much better than previous models.

2012 Toyota RAV4 IIHS Testing

The Insurance Institute for Highway Safety (IIHS) has given the 2012 Toyota RAV4 an overall “good” rating. “Good”, is the highest rating that the IIHS gives. Even though the vehicle raked high, it was not chosen as an IIHS Top Safety Pick as it did not rank high in all categories.

The downfall of the 2012 Toyota RAV4 is the strength of its roof. In the roof strength test, the vehicle was only given an “acceptable” rating. This still makes the roof safe, it is just not as good as other safer models.

However, the front and side impact tests earned the 2012 Toyota RAV4 a “good” rating in both tests. I guess that you just need to try your best to keep that RAV4 from ending up on its roof.

Insurance Premiums for the 2012 Toyota RAV4

The insurance premiums for the 2012 Toyota RAV4 are about the same as a sedan.

How do I know this? Because I am a proud RAV4 owner and I switched to one from a sedan. Previous to owning our RAV4 we had a Toyota Corolla Sport. When we made the switch, our insurance premiums actually decreased.

But, with how safe this vehicle is, it is really no surprise that the insurance premiums would be decent. The vehicle protects its occupants, while at the same time it is not a huge vehicle that can cause a lot of damage to another vehicle.

No, it does not rank as one of the cheapest vehicles to insure. It does rank as a cheaper vehicle to insure, though.

2012 Toyota RAV4 Recalls

At this time, the only RAV4 vehicles that have a recall on them are for the model years of 2011 and earlier. There are no recalls on any 2012 Toyota RAV4 vehicles at this time.

If a recall is decided on for the 2012 models, you will be sent a letter from Toyota explaining what you need to do. Currently there is a recall out for a major suspension problem for earlier models, but the 2012 Toyota RAV4 has not been named as one of the models affected.

 

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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