Finding the Insurance Bundler in Your Current Policy

Don’t feel left out if you can’t use the insurance bundler from Progressive Insurance, bundlers are more common than you think.

Bundling your insurance policies all together safely can be much more benficial than having them floating separately with different companies.

Flo from Progressive Insurance has quite the campaign going on about her new Insurance Bundler machine. She talks about how new and great it is to be able to bundle both your car insurance and other insurance products together to save even more on your insurance premium.

If you don’t remember, these are the commercials where one of the employees accidently sticks his hands in the Insurance Bundler and they become bundled with the boxes that were also in the machine (“No hands in the Bundler”). Another one of the commercials has a man that is bundled together with a horse.

What is an Insurance Bundler?

In the advertisements, the Insurance Bundler is an actual machine. The customer in the Progressive Insurance store selects separate insurance policies (represented by boxes) that are then placed inside the Insurance Bundler. When the Bundler is turned on it combines the different insurance policies together into one package.

The Insurance Bundler is basically a marketing campaign that Progressive came up with to advertise that if you keep all your insurance needs with them that you can save money. It also brings to people’s attention that Progressive Insurance sells more than just the auto insurance and they are mostly known for.

Can You Only Get an Insurance Bundler from Progressive Insurance?

While the actual Insurance Bundler machine is a Progressive Insurance creation (and is not real), the concept is not exclusive to Progressive Insurance. Every time you purchase multiple insurance products from a company, you are essentially “bundling” your insurance together. It is not in one policy, but it is together with one company.

Any insurance company will be more than happy to put all of your insurance products together with them, as long as they are licensed to sell the products you need in your state. Even with giving you the multi-policy discount, they are still making more money if you move your policy over to then than if you were to keep it with a different company.

What are the Benefits of Doing an Insurance Bundler?

The benefit of having multiple insurance products together with one insurance company is that they usually offer additional discounts on your insurance. You will see discounts such as “multi-policy” listed on the declarations page of your insurance policy to show that you are getting the discount.

It also makes it more convenient for you in a multitude of ways:

• It is easier to keep all of your policies straight if they are all with one insurance company.

• Your insurance agent can help you on all of your policies at once, instead of having to call each of the different companies to take care of business.

• The billing for all of your policies can usually be combined into one payment if they are with the same insurance company.

• Multi-policy discounts.

• You only have to give your information once and they can use it to write or service all of your insurance.

If you have your policies scattered amongst multiple insurance companies, it may be time to create an insurance bundler of your own with just one company.