Safe 4th of July Driving = No Car Insurance Premium Increases

Everyone wants freedom from insurance premium increases, so drive safe this holiday to avoid them.

Happy 4th of July from all of us at Car Insurance Guidebook!

Last month, we talked about how the summer holidays are the deadliest holidays in terms of car accidents. With the 2nd of 3 summer holidays here, please stay safe on the roads by paying attention to your surroundings and keeping your head about you.

If you can’t do either of these, have someone else drive for you. It will be safer for everyone, and it will save you from premium increases on your insurance policy in the near future.

Avoid Premium Increases by Paying Attention

The 4th of July is full of its own unique dangers. You have more children than normal running around in the streets, neighborhoods are full of fireworks being set off in the middle of the street, and then there are the drunks. This makes driving around on 4th of July, especially in the neighborhoods, extremely dangerous.

When you are driving you need to concentrate on controlling the car and what is going on around you. Don’t watch the fireworks going off overhead or in the street; and most off all, if you are driving, enjoy nonalcoholic beverages that day.

Don’t let celebrating our country’s freedom lead to an insurance premium increases because you caused an accident on this day.

Avoid Premium Increases by Protecting your Car

Yes, there are still some parts of the country where citizens privately set off aerial fireworks. Living in one of these parts, I can tell you from experience that 4th of July can be a scary night sometimes. You rarely get to sleep before midnight on the 4th of July and you find firework debris in your front yard the next morning.

This also means that stray fireworks put our vehicles in danger as well. A knocked over cannon can shoot a firework directly at a vehicle causing dents; and if the timing is unlucky enough, one could explode underneath a vehicle. Hot debris from fireworks can also land on or in vehicles causing burn marks or even start a fire.

To protect yourself from having to file a comprehensive claim the next day, keep your vehicle in your garage (if possible). If your neighborhood is especially firework crazy, parking your vehicle in another safer neighborhood could help prevent damage.

Avoid Premium Increases by Being Smart About Fireworks

Never, ever, ever leave fireworks in your vehicle on a hot day. This means the day you buy them, as well as on the 4th of July while waiting for it to get dark. As much as we think that we have tamed fireworks, they are still explosives and they explode when they get hot; even if they weren’t lit. I am sure you can image the damage that would be done to the interior of your vehicle if a firework were to go off unintentionally.

So, be safe this 4th of July. Trust me, one night of over vigilance about your driving will be worth saving you from having to pay on premium increases for years to come.