Selective Riverside Car Insurance and Traffic Laws

Riverside car insurance laws may apply to all drivers, but not to everyone that is subject to traffic laws.

No, you don’t need to purchase Riverside car insurance for your child’s push car.

If you want to drive a car in Riverside, California, you have to carry car insurance. It also means that you have to follow the traffic laws that were created for Riverside.

But, Riverside traffic laws don’t apply just to vehicle drivers, they actually apply to a wider range of propelled vehicles.

Who Has to Obey Riverside Traffic Laws?

Normally traffic laws are made for those that drive some sort of motorized vehicle or even bicycles. Per the Riverside Municipal Code, though:

“Every person riding a bicycle, propelling any pushcart, or riding or driving an animal upon a roadway, shall be subject to the provisions of this title applicable to the driver of any vehicle, except those provisions of this title which by their very nature can have no application.”

Basically, anything that moves a human forward other than their own two feet is subject to the traffic laws in Riverside, California.

Who Has to Obey Riverside Car Insurance Laws?

The car insurance laws for Riverside are created by the State of California, and only pertain to motorized vehicles. So just because you have to obey the traffic laws in Riverside when you are riding on your pushcart, it doesn’t mean that you have to have insurance on your pushcart.

This is great, because I just hate trying to find affordable coverage for when I ride my horse around town.

If I Drive a Vehicle What Insurance Do I Have to Carry?

If you happen to be driving your vehicle around town, instead of your yak, make sure that you are carrying at least the minimum required Riverside car insurance. The minimum insurance required is $5,000 property damage liability coverage, $15,000 bodily injury liability coverage for one person, and $30,000 bodily injury liability coverage for multiple injuries.

Since the State of California is who sets the requirements for Riverside car insurance, they are also the ones that make sure that you follow the law. Just like police officers in Riverside enforce traffic laws when they see any type of transportation breaking the law, the State of California enforces car insurance laws by tracking vehicles to make sure that they have car insurance on them.

In both cases, if you break Riverside traffic laws or Riverside car insurance laws you will face penalties and fines.